Personal loans in Mount Angel, OR
A 2020-to-2023 comparison shows Mount Angel up by about 1.1%. Mount Angel counts about 3,429 people, and what is genuinely local about borrowing here is limited — Oregon law does the governing.
About 3,429 people live in Mount Angel, placing it 91st of 240 Census places in Oregon. A larger market lies at Silverton, OR about 5 miles away. Consumer lending that reaches Mount Angel's 3,429 residents is governed by Oregon statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Mount Angel loan.
Where Mount Angel stands
Set out below is Mount Angel's local context next to the state-level rules that reach every lender here.
- Population: 3,429 residents; Mount Angel is the 91st-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
- Population trend: About 1.1% above the 2020 Census base.
- People gained or lost: about 36 more since the 2020 base.
- Size percentile: roughly 62% of Oregon's places have fewer residents than Mount Angel's 3,429.
- Density: the Census land area of 1.1 sq mi holds about 3,018 people per square mile.
- Land area rank: Mount Angel's 1.1 square miles rank 135th of 240 places in Oregon.
- Share of Oregon: Mount Angel holds about 0.1% of the state's population, some 3,429 people.
- National rank: Mount Angel sits 5,883rd by population among the 19,457 places in this dataset.
- Growth in Oregon: Mount Angel stands 86th by percentage change from 2020 to 2023, among 240 places.
- State comparison: Oregon's places average +0.7% for 2020-to-2023, against Mount Angel's 1.1%.
- Density rank: Mount Angel is the 56th most densely settled place in Oregon.
- Density in context: Mount Angel's 3,018 people per square mile sit against a Oregon median of 1,575.
- Location: it lies at 45.0695, -122.7972 in the Census Gazetteer.
- Nearest larger cities: Silverton (5 mi); Woodburn (6 mi); Molalla (12 mi); Keizer (12 mi); Canby (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Gervais (6 mi); Scotts Mills (7 mi); Hubbard (8 mi).
- Within a 50-mile radius: 37 smaller Census places.
- At 100 miles: 72 larger Census places fall inside that radius.
What Oregon law requires in Mount Angel
Oregon has no separate rate rule for Mount Angel; the sourced rows below are what reach every lender that serves its 3,429 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required to make consumer finance loans of $50,000 or less; license issued by the Director of the Department of Consumer and Business Services. Source says: "a consumer finance loan of $50,000 or less... unless the person first obtains a license under this chapter" (ORS 725.045). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
What is available to Mount Angel borrowers
Mount Angel is fairly dense, with about 3,018 people per square mile and 46 larger places within 50 miles. Distance to a branch rarely matters for Mount Angel's 3,429 residents: the application is online and the price follows your credit file. The nearest bigger place is Silverton, OR about 5 miles away.
Mount Angel: area, density and distance
Mount Angel covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 3,018 people per square mile. Portland, the largest place in Oregon, is about 33 miles from Mount Angel. A 50-mile radius around Mount Angel takes in 46 places that are larger. Within the same 50 miles lie 37 smaller Census places.
Where Mount Angel sits in Oregon
Against Oregon's other places, Mount Angel accounts for about 0.1% of the state's population and ranks 91st of 240 by size. For population change between 2020 and 2023, Mount Angel ranks 86th of 240 in Oregon (about the 64th percentile). At about 3,018 people per square mile, Mount Angel is the 56th most densely settled place in Oregon. Between 2020 and 2023 the count changed by roughly 36 residents.
Inside a Mount Angel personal loan
With roughly 3,429 residents, Mount Angel is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Mount Angel's rank of 91st in Oregon: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Mount Angel loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Mount Angel if my credit is poor?
What loan size can I expect in Mount Angel?
Do I have to pledge anything to borrow in Mount Angel?
Does comparing loans in Mount Angel cost me credit score points?
Nearby places
- Silverton, OR — population 10,341
- Woodburn, OR — population 29,033
- Gervais, OR — population 2,547
- Hubbard, OR — population 3,372
- Scotts Mills, OR — population 414
- Donald, OR — population 1,000
- Aurora, OR — population 1,118
- Barlow, OR — population 137