Personal loans in San Felipe, TX

San Felipe is home to roughly 715 people and stands 900th by size out of 1,224 Census places in Texas. If debt is already a strain, a nonprofit credit counsellor can help San Felipe residents before they take on more. A lender that serves San Felipe operates under Texas lending statutes and a Texas supervisor. For a bigger market, look to Sealy, TX about 4 miles away.

What the Census records for San Felipe

Here is the sourced Census picture for San Felipe, plus the Texas lending rules that apply to a loan taken out here.

• Population: 715 — San Felipe ranks 900th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Up about 4.1% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 28 more people than the 2020 Census counted.
• Size percentile: about 26% of Texas's Census places are smaller than San Felipe.
• Density: roughly 86 residents per square mile, spread over 8.4 sq mi of land.
• By land area: San Felipe ranks 254th among Texas's 1,224 places, at 8.4 sq mi.
• Water area: San Felipe has 0.30 square miles of water, ranking 138th of 1,224 places in Texas.
• Share of Texas: San Felipe holds about 0.0% of the state's population, some 715 people.
• National rank: San Felipe is the 11,710th most populous of the 19,457 Census places covered here.
• Growth rank: San Felipe's 2020-to-2023 change ranks 501st of 1,224 places in Texas.
• Versus Texas: the state average change is +6.5%, while San Felipe moved 4.1%.
• Density rank: San Felipe is the 1,199th most densely settled place in Texas.
• Density vs Texas: San Felipe's 86 people per square mile compare with a state median of 840.
• Location: 29.7946, -96.1059 (Census Gazetteer coordinates).
• Nearest larger cities: Sealy (4 mi); Brookshire (9 mi); Wallis (12 mi); Bellville (14 mi); Weston Lakes (14 mi). Online lenders reach San Felipe no matter how far the nearest branch is.
• Smaller places nearby: South Frydek (4 mi); Brazos Country (5 mi); Pattison (8 mi).
• Smaller places within 50 miles: 19 of them.
• At 100 miles: 155 larger Census places fall inside that radius.

Which Texas laws govern a loan in San Felipe

Texas has no separate rate rule for San Felipe; the sourced rows below are what reach every lender that serves its 715 people.

Getting a loan in San Felipe

San Felipe is sparsely settled, with about 86 people per square mile and 52 larger places within 50 miles. A Texas licence lets a lender serve San Felipe without a local office, so branch density does not change what its 715 residents are offered. The nearest larger city, Sealy, TX about 4 miles away.

The San Felipe borrowing checklist

Before you apply in San Felipe, a community of about 715, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Texas regulator's licence list.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

In San Felipe as elsewhere in Texas, the written terms — not the advertisement — are what count for its 715 residents.

San Felipe on the map

San Felipe's land area is about 8.4 square miles; a further 0.30 square miles is water. That land carries about 86 people per square mile. The state's population centre of gravity, Houston, is roughly 43 miles away. San Felipe has 52 larger places within a 50-mile radius. By land area it ranks 254th of 1,224 Texas places.

The anatomy of a San Felipe personal loan

Most loans made to San Felipe's 715 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a San Felipe lender to disclose the APR and finance charge before you sign. The term you choose in San Felipe decides the split between a comfortable payment and the total interest you pay.