Personal loans in Brazos Country, TX
Brazos Country, Texas — home to about 511 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. From the 2020 Census base to the 2023 estimate, the population declined by about 0.6%.
About 511 people live in Brazos Country, placing it 972nd of 1,224 Census places in Texas. Judge Brazos Country offers on total cost, not on how quickly the money arrives. To lend to Brazos Country's 511 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. For a bigger market, look to San Felipe, TX about 5 miles away.
The Brazos Country data picture
Most of what governs a Brazos Country loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: about 511 people live here, which puts Brazos Country 972nd of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A drop of about 0.6% from 2020 to 2023.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: about 21% of Texas's Census places are smaller than Brazos Country.
- Population density: about 262 people per square mile across 2.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Brazos Country covers 2.0 square miles, the 730th-largest area among Texas's 1,224 places.
- Water: Brazos Country holds about 0.05 square miles, the 308th-largest water area in Texas.
- State population share: Brazos Country accounts for about 0.0% of everyone in Texas.
- National rank: Brazos Country sits 13,076th by population among the 19,457 places in this dataset.
- Growth rank: Brazos Country's 2020-to-2023 change ranks 930th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Brazos Country's 0.6%.
- Density rank: Brazos Country is the 1,072nd most densely settled place in Texas.
- Density vs Texas: Brazos Country's 262 people per square mile compare with a state median of 840.
- Location: coordinates 29.7531, -96.0380 (US Census Bureau Gazetteer).
- Nearest larger cities: San Felipe (5 mi); Brookshire (6 mi); Pattison (6 mi); Simonton (7 mi); Sealy (7 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: South Frydek (3 mi); Orchard (11 mi); Kendleton (21 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 15 smaller Census places.
- At 100 miles: 167 larger Census places fall inside that radius.
Borrowing reach in Brazos Country
At roughly 262 people per square mile, Brazos Country is lightly settled; 60 larger places lie within 50 miles. What is available to Brazos Country's 511 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is San Felipe, TX about 5 miles away.
A practical checklist for Brazos Country borrowers
Before you hand your details to a lender in Brazos Country, where the population is near 511:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Texas licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
In Brazos Country as elsewhere in Texas, the written terms — not the advertisement — are what count for its 511 residents.
Where Brazos Country sits
Inside Brazos Country's boundaries lie roughly 2.0 square miles of land and 0.05 square miles of water. Spread across it are roughly 262 residents per square mile. Houston, the largest place in Texas, is about 39 miles from Brazos Country. Within 50 miles of Brazos Country there are 60 larger Census places. The 100-mile radius contains 167 larger places.
How Texas law applies in Brazos Country
For the roughly 511 residents of Brazos Country, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How Brazos Country compares across Texas
Among Texas's 1,224 places, Brazos Country sits at 972nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Brazos Country stands 930th among Texas's 1,224 places — roughly the 24th percentile. Its roughly 262 residents per square mile place it 1,072nd among Texas's places. Within 50 miles sit 15 smaller Census places, alongside the 60 that are larger.
Common questions
What are my options in Brazos Country if my credit is poor?
What loan size can I expect in Brazos Country?
Do I have to pledge anything to borrow in Brazos Country?
Does comparing loans in Brazos Country cost me credit score points?
Nearby places
- South Frydek, TX — population 217
- San Felipe, TX — population 715
- Pattison, TX — population 624
- Brookshire, TX — population 5,667
- Simonton, TX — population 659
- Wallis, TX — population 1,349
- Sealy, TX — population 7,243
- Weston Lakes, TX — population 4,338