Personal loans in Safford, AZ

The Census estimates 10,270 residents in Safford, which ranks it 44th of 91 places in Arizona. The closest larger place is Oro Valley, AZ about 80 miles away. For the 10,270 people in Safford, Arizona runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Verify the lender's Arizona licence against the regulator named below before borrowing in Safford.

Safford by the numbers

Most of what governs a Safford loan is written in Arizona law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 10,270, 44th among Arizona's 91 places (Vintage 2023).
• Population trend: Roughly 1.4% more residents than the 2020 Census counted.
• Net change: roughly 137 more people than the 2020 Census counted.
• Size percentile: about 52% of Arizona communities are smaller than Safford (10,270 residents).
• Land and density: 9.3 square miles of land carry roughly 1,107 residents per square mile.
• Land area rank: Safford's 9.3 square miles rank 69th of 91 places in Arizona.
• Water: Safford holds about 0.03 square miles, the 45th-largest water area in Arizona.
• Share of state population: Safford's 10,270 residents are about 0.2% of Arizona.
• National rank: Safford is 3,094th of 19,457 places nationwide.
• Growth rank: Safford's 2020-to-2023 change ranks 52nd of 91 places in Arizona.
• State comparison: Arizona's places average +3.8% for 2020-to-2023, against Safford's 1.4%.
• Density rank: Safford places 30th among Arizona's places by people per square mile.
• Density in context: Safford's 1,107 people per square mile sit against a Arizona median of 566.
• Location: it lies at 32.8333, -109.6974 in the Census Gazetteer.
• Nearest larger cities: Oro Valley (80 mi); Tucson (83 mi); Marana (87 mi); Sierra Vista (95 mi); Sahuarita (97 mi). Living near a larger metro rarely changes what is available in Safford.
• Smaller communities within reach: Thatcher (4 mi); Pima (9 mi); Clifton (28 mi).
• Smaller neighbours: 6 places smaller than Safford sit within 50 miles.
• At 100 miles: 6 larger Census places fall inside that radius.

The state rulebook for Safford

When Arizona does not publish a figure, the row links to the source instead of inventing a number; Safford is bound by the same rules.

The anatomy of a Safford personal loan

A Safford personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10,270 residents. A lender serving Safford's 10,270 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Safford decides the split between a comfortable payment and the total interest you pay.

Safford: area, density and distance

The Census Gazetteer records 9.3 square miles of land and 0.03 square miles of water within Safford. Spread across it are roughly 1,107 residents per square mile. For the state's biggest city, Phoenix, the distance is roughly 147 miles. Counting outward 50 miles, 0 larger communities surround Safford. The 100-mile radius contains 6 larger places.

The Safford borrowing checklist

For Safford's roughly 10,270 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Arizona licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

In Safford as elsewhere in Arizona, the written terms — not the advertisement — are what count for its 10,270 residents.

Safford in state context

Set beside Arizona's 91 places, Safford ranks 44th by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Safford stands 52nd among Arizona's 91 places — roughly the 43th percentile. By density, at about 1,107 people per square mile, it ranks 30th in Arizona. By land area, its 9.3 square miles rank 69th of 91 places in Arizona.