Personal loans in Duncan, AZ

Borrowers who want a bigger city can look to Clifton, AZ about 22 miles away. The trend for Duncan between 2020 and 2023 is downward by roughly 3.2%. Every figure below is Arizona's own, applied to Duncan's 670 residents, with the publisher and retrieval date attached. Judge Duncan offers on total cost, not on how quickly the money arrives.

Borrowing in Duncan: the local picture

Set out below is Duncan's local context next to the state-level rules that reach every lender here.

• Population: 670 — Duncan ranks 87th of 91 communities in Arizona (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 3.2% across the 2020-to-2023 comparison.
• Net change: roughly 22 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 4% of the places in Arizona, with 670 residents in Duncan.
• Population density: about 311 people per square mile across 2.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Duncan's 2.2 square miles rank 83rd of 91 places in Arizona.
• Within Arizona: about 0.0% of the state's population lives in Duncan.
• National rank: Duncan sits 11,980th by population among the 19,457 places in this dataset.
• Growth rank: Duncan's 2020-to-2023 change ranks 87th of 91 places in Arizona.
• State comparison: Arizona's places average +3.8% for 2020-to-2023, against Duncan's 3.2%.
• Density rank: Duncan places 61st among Arizona's places by people per square mile.
• Density vs Arizona: Duncan's 311 people per square mile compare with a state median of 566.
• Location: it lies at 32.7500, -109.0884 in the Census Gazetteer.
• Nearest larger cities: Clifton (22 mi); Safford (36 mi); Lordsburg (36 mi); Thatcher (40 mi); Pima (45 mi). Online lenders reach Duncan no matter how far the nearest branch is.
• Nearest smaller places: Virden (7 mi); Reserve (69 mi); Winkelman (98 mi).
• Smaller neighbours: 1 places smaller than Duncan sit within 50 miles.
• Larger places within 100 miles: 17.

Duncan on the map

Inside Duncan's boundaries lie about 2.2 square miles of land, with no significant water area recorded. That land carries about 311 people per square mile. For the state's biggest city, Phoenix, the distance is roughly 183 miles. Counting outward 50 miles, 6 larger communities surround Duncan. Within the same 50 miles lie 1 smaller Census places.

Which Arizona laws govern a loan in Duncan

This table holds the Arizona rate and licensing rules for consumer loans made to Duncan's 670 residents.

Duncan's place among Arizona's 91 places

Duncan is the 87th-largest of 91 Census places in Arizona and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 87th of 91 Arizona places, putting it near the 4th percentile for growth. Its roughly 311 residents per square mile place it 61st among Arizona's places. The population moved by about 22 people between 2020 and 2023, a 3.2% shift.

What is available to Duncan borrowers

At roughly 311 people per square mile, Duncan is lightly settled; 6 larger places lie within 50 miles. A Arizona licence lets a lender serve Duncan without a local office, so branch density does not change what its 670 residents are offered. The nearest larger city, Clifton, AZ about 22 miles away.

The anatomy of a Duncan personal loan

Duncan is a small community of about 670 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Duncan lender to disclose the APR and finance charge before you sign. Shortening the term on a Duncan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.