Personal loans in Ruthven, IA

The nearest larger metro is Graettinger, IA about 11 miles away. Population in Ruthven dropped about 2.2% over the three years from 2020 to 2023. To lend to Ruthven's 712 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. Price two or three terms so you can see which payment is truly affordable in Ruthven.

What the Census records for Ruthven

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: 712 people, a figure that places Ruthven 367th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 2.2% across the 2020-to-2023 comparison.
• People gained or lost: about 16 fewer since the 2020 base.
• Size percentile: bigger than about 61% of the places in Iowa, with 712 residents in Ruthven.
• Population density: about 1,745 people per square mile (Census land area 0.4 sq mi).
• Land area: Ruthven covers 0.4 square miles, the 715th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Ruthven (712 people).
• National rank: Ruthven is 11,731st of 19,457 places nationwide.
• Growth in Iowa: Ruthven stands 674th by percentage change from 2020 to 2023, among 940 places.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Ruthven's 2.2%.
• Density in Iowa: Ruthven ranks 36th by people per square mile.
• Density in context: Ruthven's 1,745 people per square mile sit against a Iowa median of 672.
• Location: 43.1301 / -94.8987, per the US Census Bureau Gazetteer.
• Nearest larger cities: Graettinger (11 mi); Emmetsburg (11 mi); Spencer (13 mi); Estherville (19 mi); Milford (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Dickens (6 mi); Ayrshire (7 mi); Gillett Grove (11 mi).
• Smaller neighbours: 82 places smaller than Ruthven sit within 50 miles.
• At 100 miles: 167 larger Census places fall inside that radius.

A pre-application checklist for Ruthven

These steps shape the offer you get in Ruthven, a place of about 712 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Ruthven and the rest of Iowa is not the process but the borrower's own file, among the 712 people here.

Lender access in Ruthven

With about 1,745 residents per square mile, Ruthven is moderately settled, and 36 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Ruthven's 712 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Graettinger, IA about 11 miles away.

What Iowa law requires in Ruthven

Iowa has no separate rate rule for Ruthven; the sourced rows below are what reach every lender that serves its 712 people.

Where Ruthven sits

Inside Ruthven's boundaries lie about 0.4 square miles of land, with no significant water area recorded. The resulting density is about 1,745 people per square mile. The largest place in Iowa, Des Moines, lies about 126 miles away. Ruthven has 36 larger places within a 50-mile radius. Within the same 50 miles lie 82 smaller Census places.

Ruthven against the rest of Iowa

Ruthven is the 367th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Ruthven ranks 674th of 940 in Iowa (about the 28th percentile). At about 1,745 people per square mile, Ruthven is the 36th most densely settled place in Iowa. Within 50 miles sit 82 smaller Census places, alongside the 36 that are larger.