Personal loans in Dickens, IA

About 147 people live in Dickens, placing it 736th of 940 Census places in Iowa. The next larger city is Ruthven, IA about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dickens's 147 residents. Verify the lender's Iowa licence against the regulator named below before borrowing in Dickens.

What the Census records for Dickens

Most of what governs a Dickens loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: 147 people, a figure that places Dickens 736th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Steady across the 2020-to-2023 comparison.
• Size percentile: about 22% of Iowa's Census places are smaller than Dickens.
• Population density: about 176 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Dickens ranks 467th among Iowa's 940 places, at 0.8 sq mi.
• Share of Iowa: Dickens holds about 0.0% of the state's population, some 147 people.
• National rank: Dickens sits 17,321st by population among the 19,457 places in this dataset.
• Growth rank: Dickens's 2020-to-2023 change ranks 252nd of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Dickens's 0.0%.
• Density rank: Dickens places 842nd among Iowa's places by people per square mile.
• Density in context: Dickens's 176 people per square mile sit against a Iowa median of 672.
• Location: 43.1338, -95.0222 (Census Gazetteer coordinates).
• Nearest larger cities: Ruthven (6 mi); Spencer (7 mi); Fostoria (10 mi); Terril (12 mi); Royal (14 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Gillett Grove (8 mi); Greenville (10 mi); Ayrshire (12 mi).
• Within a 50-mile radius: 31 smaller Census places.
• At 100 miles: 379 larger Census places fall inside that radius.

How a Dickens personal loan is priced

In Dickens, a small community of about 147, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Dickens lender to disclose the APR and finance charge before you sign. The term you choose in Dickens decides the split between a comfortable payment and the total interest you pay.

How Dickens compares across Iowa

Dickens is the 736th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Dickens ranks 252nd of 940 in Iowa (about the 73th percentile). At about 176 people per square mile, Dickens is the 842nd most densely settled place in Iowa. In land area, Dickens ranks 467th among Iowa's 940 places.

The Iowa lending rules that reach Dickens

The rows below set out what a licensed lender must follow in Iowa, and so for Dickens's roughly 147 residents.

Dickens on the map

The Census Gazetteer records about 0.8 square miles of land within Dickens, with no significant water area listed. The resulting density is about 176 people per square mile. The state's population centre of gravity, Des Moines, is roughly 130 miles away. Within 50 miles of Dickens there are 89 larger Census places. The 100-mile radius contains 379 larger places.

Borrowing reach in Dickens

With about 176 residents per square mile, Dickens is lightly settled, and 89 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dickens's 147 residents: the application is online and the price follows your credit file. The nearest larger city, Ruthven, IA about 6 miles away.