Personal loans in Runnemede, NJ
The first question in Runnemede is not the rate on offer but whether the payment fits; about 8,338 people live here under New Jersey lending law.
Begin with the payment, then weigh APR and total interest across the lenders that reach Runnemede's 8,338 residents. With 8,338 residents, Runnemede outranks about 57% of the communities in New Jersey. A lender that serves Runnemede operates under New Jersey lending statutes and a New Jersey supervisor. The 2020 count to the 2023 estimate shows about 0.1% growth in Runnemede. The closest larger place is Bellmawr, NJ about 1 miles away.
Runnemede by the numbers
Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.
- Population: an estimated 8,338 residents, 138th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 12 residents.
- Size percentile: roughly 57% of New Jersey places rank below Runnemede.
- Population density: about 4,065 people per square mile (Census land area 2.1 sq mi).
- Land area: Runnemede covers 2.1 square miles, the 154th-largest area among New Jersey's 323 places.
- Water: Runnemede holds about 0.05 square miles, the 169th-largest water area in New Jersey.
- State share: roughly 0.2% of New Jersey's residents live in Runnemede (8,338 people).
- National rank: Runnemede is the 3,573rd most populous of the 19,457 Census places covered here.
- Growth rank: Runnemede's 2020-to-2023 change ranks 133rd of 323 places in New Jersey.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Runnemede's 0.1%.
- Density in New Jersey: Runnemede ranks 129th by people per square mile.
- Density vs New Jersey: Runnemede's 4,065 people per square mile compare with a state median of 3,448.
- Location: it lies at 39.8534, -75.0755 in the Census Gazetteer.
- Nearest larger cities: Bellmawr (1 mi); Audubon (3 mi); Gloucester City (3 mi); Haddonfield (4 mi); Woodbury (4 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Barrington (2 mi); Haddon Heights (2 mi); Mount Ephraim (2 mi), each with its own Census population profile.
- Smaller places within 50 miles: 164 of them.
- Within 100 miles: 205 places are larger than Runnemede.
Borrowing reach in Runnemede
Runnemede is fairly dense, with about 4,065 people per square mile and 49 larger places within 50 miles. Distance to a branch rarely matters for Runnemede's 8,338 residents: the application is online and the price follows your credit file. The nearest bigger place is Bellmawr, NJ about 1 miles away.
Runnemede on the map
Runnemede covers about 2.1 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). With 8,338 residents, the land area yields roughly 4,065 people per square mile. The state's population centre of gravity, Newark, is roughly 77 miles away. Within 50 miles of Runnemede there are 49 larger Census places. Within the same 50 miles lie 164 smaller Census places.
Which New Jersey laws govern a loan in Runnemede
Read the table as a lender's compliance picture for Runnemede: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Where Runnemede sits in New Jersey
Runnemede is the 138th-largest of 323 Census places in New Jersey and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 133rd of 323 New Jersey places, putting it near the 59th percentile for growth. By density, at about 4,065 people per square mile, it ranks 129th in New Jersey. In land area, Runnemede ranks 154th among New Jersey's 323 places.
How personal loans work in Runnemede
Most loans made to Runnemede's 8,338 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Runnemede. Because the payment is fixed, the total cost of a Runnemede loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Bellmawr, NJ — population 11,724
- Haddon Heights, NJ — population 7,511
- Barrington, NJ — population 7,069
- Mount Ephraim, NJ — population 4,654
- Audubon, NJ — population 8,716
- Magnolia, NJ — population 4,356
- Audubon Park, NJ — population 990
- Lawnside, NJ — population 3,301