Personal loans in Barrington, NJ
Barrington, New Jersey — home to about 7,069 people — is a small town, so the terms you are offered follow New Jersey law rather than any local rule. A lender that serves Barrington operates under New Jersey lending statutes and a New Jersey supervisor. Barrington is one of 323 Census places in New Jersey; its 7,069 residents put it at 158th. Compare APR, not the interest rate, because the APR folds in most fees on a Barrington loan. Barrington's population held flat through the 2020-to-2023 comparison. The closest larger place is Haddon Heights, NJ about 1 miles away.
Barrington by the numbers
Here is the sourced Census picture for Barrington, plus the New Jersey lending rules that apply to a loan taken out here.
- Population: about 7,069, ranked 158th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: bigger than about 51% of the places in New Jersey, with 7,069 residents in Barrington.
- Population density: about 4,471 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Barrington ranks 188th among New Jersey's 323 places, at 1.6 sq mi.
- Within New Jersey: about 0.2% of the state's population lives in Barrington.
- National rank: Barrington is the 3,962nd most populous of the 19,457 Census places covered here.
- Growth rank: Barrington's 2020-to-2023 change ranks 153rd of 323 places in New Jersey.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Barrington's 0.0%.
- Density rank: Barrington is the 107th most densely settled place in New Jersey.
- Density in context: Barrington's 4,471 people per square mile sit against a New Jersey median of 3,448.
- Location: it lies at 39.8689, -75.0514 in the Census Gazetteer.
- Nearest larger cities: Haddon Heights (1 mi); Runnemede (2 mi); Audubon (2 mi); Haddonfield (2 mi); Bellmawr (2 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Magnolia (1 mi); Lawnside (1 mi); Tavistock (1 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 153 of them.
- Within 100 miles: 247 places are larger than Barrington.
How Barrington compares across New Jersey
Among New Jersey's 323 places, Barrington sits at 158th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 153rd of 323 New Jersey places, putting it near the 53th percentile for growth. By density, at about 4,471 people per square mile, it ranks 107th in New Jersey. In land area, Barrington ranks 188th among New Jersey's 323 places.
Borrowing reach in Barrington
Barrington is a fairly dense community of about 7,069 people, with 62 larger places inside a 50-mile radius. What is available to Barrington's 7,069 borrowers is set by New Jersey licensing and your own credit, not by how many branches are nearby. The nearest larger city, Haddon Heights, NJ about 1 miles away.
Inside a Barrington personal loan
Barrington is a small town of about 7,069 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Barrington loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Barrington decides the split between a comfortable payment and the total interest you pay.
The New Jersey lending rules that reach Barrington
This table holds the New Jersey rate and licensing rules for consumer loans made to Barrington's 7,069 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Barrington: area, density and distance
The Census Gazetteer records about 1.6 square miles of land within Barrington, with no significant water area listed. Spread across it are roughly 4,471 residents per square mile. For the state's biggest city, Newark, the distance is roughly 75 miles. Barrington has 62 larger places within a 50-mile radius. Within the same 50 miles lie 153 smaller Census places.
Common questions
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Nearby places
- Haddon Heights, NJ — population 7,511
- Magnolia, NJ — population 4,356
- Lawnside, NJ — population 3,301
- Tavistock, NJ — population 7
- Runnemede, NJ — population 8,338
- Audubon, NJ — population 8,716
- Haddonfield, NJ — population 12,571
- Somerdale, NJ — population 5,567