Personal loans in Rock Springs, WY

About 22,954 people live in Rock Springs, placing it 5th of 99 Census places in Wyoming. The 2020 count to the 2023 estimate shows about 2.4% decline in Rock Springs. For a community of about 22,954, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is outside a 120-mile radius of Rock Springs.

Borrowing in Rock Springs: the local picture

What follows is Rock Springs's place in the Census record, alongside the Wyoming rules that govern a personal loan made here.

• Population: the Census counts 22,954 residents in Rock Springs (Vintage 2023 subcounty estimate), the 5th-largest figure among Wyoming's 99 places.
• Population trend: Roughly 2.4% fewer residents than the 2020 Census counted.
• People gained or lost: about 569 fewer since the 2020 base.
• Size percentile: about 95% of Wyoming communities are smaller than Rock Springs (22,954 residents).
• Population density: about 1,162 people per square mile across 19.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Rock Springs ranks 4th among Wyoming's 99 places, at 19.8 sq mi.
• Share of state population: Rock Springs's 22,954 residents are about 5.7% of Wyoming.
• National rank: Rock Springs sits 1,690th by population among the 19,457 places in this dataset.
• Growth rank: Rock Springs's 2020-to-2023 change ranks 86th of 99 places in Wyoming.
• Against the state trend: Rock Springs's 2.4% change compares with a Wyoming average of +1.7% across its 99 places.
• Density rank: Rock Springs places 21st among Wyoming's places by people per square mile.
• Density vs Wyoming: Rock Springs's 1,162 people per square mile compare with a state median of 699.
• Location: latitude 41.5947, longitude -109.2209 (Census Gazetteer).
• Smaller towns nearby: Green River (14 mi); Superior (17 mi); Granger (38 mi).
• Within a 50-mile radius: 5 smaller Census places.
• Larger places within 100 miles: 0.

How lenders reach Rock Springs

Rock Springs is moderately settled, with about 1,162 people per square mile and 0 larger places within 50 miles. A Wyoming licence lets a lender serve Rock Springs without a local office, so branch density does not change what its 22,954 residents are offered.

How Rock Springs compares across Wyoming

Among Wyoming's 99 places, Rock Springs sits at 5th for population, a share of roughly 5.7% of the state. Its 2020-to-2023 change ranks 86th of 99 Wyoming places, putting it near the 13th percentile for growth. Its roughly 1,162 residents per square mile place it 21st among Wyoming's places. The population moved by about 569 people between 2020 and 2023, a 2.4% shift.

Before you apply in Rock Springs

For Rock Springs's roughly 22,954 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Wyoming licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

In Rock Springs as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 22,954 residents.

Land, water and location for Rock Springs

The Census Gazetteer records about 19.8 square miles of land within Rock Springs, with no significant water area listed. That land carries about 1,162 people per square mile. The largest place in Wyoming, Cheyenne, lies about 232 miles away. Within 50 miles of Rock Springs there are 0 larger Census places. The 100-mile radius contains 0 larger places.

How Wyoming law applies in Rock Springs

For the roughly 22,954 residents of Rock Springs, the rules below are Wyoming's own; each row carries its publisher and retrieval date.