Personal loans in Rock Falls, IA

Rock Falls is one of 940 Census places in Iowa; its 145 residents put it at 741st. For the 145 people in Rock Falls, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 2.7% decline in Rock Falls. The nearest larger metro is Plymouth, IA about 3 miles away.

Borrowing in Rock Falls: the local picture

Most of what governs a Rock Falls loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 145 residents, 741st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.7% below the 2020 Census base.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 21% of the places in Iowa, with 145 residents in Rock Falls.
• Population density: about 700 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Rock Falls's 0.2 square miles rank 865th of 940 places in Iowa.
• Share of Iowa: Rock Falls holds about 0.0% of the state's population, some 145 people.
• National rank: Rock Falls is the 17,359th most populous of the 19,457 Census places covered here.
• Growth rank: Rock Falls ranks 771st among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Rock Falls's 2.7%.
• Density rank: Rock Falls is the 452nd most densely settled place in Iowa.
• Against the state median: Rock Falls runs about 700 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 43.2071, -93.0868.
• Nearest larger cities: Plymouth (3 mi); Nora Springs (6 mi); Mason City (7 mi); Manly (8 mi); Grafton (9 mi). Lenders licensed in the state serve Rock Falls whether or not they keep a local branch.
• Nearest smaller towns: Mitchell (13 mi); Carpenter (15 mi); Orchard (16 mi).
• Smaller neighbours: 26 places smaller than Rock Falls sit within 50 miles.
• At 100 miles: 414 larger Census places fall inside that radius.

Land, water and location for Rock Falls

Rock Falls covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 700 residents per square mile. Des Moines, the largest place in Iowa, is about 116 miles from Rock Falls. Rock Falls has 97 larger places within a 50-mile radius. Within the same 50 miles lie 26 smaller Census places.

The anatomy of a Rock Falls personal loan

In Rock Falls, a small community of about 145, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Rock Falls loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Rock Falls loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Rock Falls

Rock Falls is moderately settled, with about 700 people per square mile and 97 larger places within 50 miles. A Iowa licence lets a lender serve Rock Falls without a local office, so branch density does not change what its 145 residents are offered. The nearest larger city, Plymouth, IA about 3 miles away.

The state rulebook for Rock Falls

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Rock Falls is bound by the same rules.

Rock Falls against the rest of Iowa

Rock Falls is the 741st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 771st of 940 Iowa places, putting it near the 18th percentile for growth. By density, at about 700 people per square mile, it ranks 452nd in Iowa. By land area, its 0.2 square miles rank 865th of 940 places in Iowa.