Personal loans in Manly, IA

Manly shed about 2.2% of its population between the 2020 base and the 2023 estimate. For a community of about 1,231, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Mason City, IA about 10 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Manly's 1,231 residents.

The Manly data picture

The figures below are Manly's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 1,231 people, a figure that places Manly 238th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.2% fewer residents than the 2020 Census counted.
• People gained or lost: about 28 fewer since the 2020 base.
• Size percentile: roughly 75% of Iowa places rank below Manly.
• Population density: about 871 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Manly covers 1.4 square miles, the 277th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Manly (1,231 people).
• Nationally: Manly is the 9,444th-largest of 19,457 Census places in the dataset.
• Growth rank: Manly's 2020-to-2023 change ranks 684th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Manly's 2.2%.
• Density rank: Manly is the 343rd most densely settled place in Iowa.
• Against the state median: Manly runs about 871 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 43.2883, -93.2008.
• Nearest larger cities: Mason City (10 mi); Northwood (11 mi); Clear Lake (14 mi); Nora Springs (14 mi); Lake Mills (19 mi). Larger metros often have more branches, but online lenders reach Manly on the same terms.
• Nearest smaller towns: Kensett (5 mi); Plymouth (5 mi); Grafton (7 mi).
• Within a 50-mile radius: 99 smaller Census places.
• Larger places within 100 miles: 136.

Land, water and location for Manly

Inside Manly's boundaries lie about 1.4 square miles of land, with no significant water area recorded. That land carries about 871 people per square mile. The largest place in Iowa, Des Moines, lies about 120 miles away. Within 50 miles of Manly there are 22 larger Census places. By land area it ranks 277th of 940 Iowa places.

What a Manly borrower is actually offered

In Manly, a small community of about 1,231, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Manly lender to disclose the APR and finance charge before you sign. Shortening the term on a Manly loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

A pre-application checklist for Manly

A sensible order of operations for a loan in Manly, home to about 1,231 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Manly as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 1,231 residents.

The state rulebook for Manly

For the roughly 1,231 residents of Manly, the rules below are Iowa's own; each row carries its publisher and retrieval date.

How Manly compares across Iowa

Manly is the 238th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Manly stands 684th among Iowa's 940 places — roughly the 27th percentile. By density, at about 871 people per square mile, it ranks 343rd in Iowa. Within 50 miles sit 99 smaller Census places, alongside the 22 that are larger.