Personal loans in Rocheport, MO
Personal loans in Rocheport are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 210 population. By population, Rocheport sits at 654th in Missouri, with an estimated 210 residents.
If debt is already a strain, a nonprofit credit counsellor can help Rocheport residents before they take on more. Rocheport gained roughly 4.0% in population across the 2020-to-2023 comparison. Consumer lending that reaches Rocheport's 210 residents is governed by Missouri statute; no city ordinance changes it. The closest larger city is Windsor Place, MO about 8 miles away.
Where Rocheport stands
What follows is Rocheport's place in the Census record, alongside the Missouri rules that govern a personal loan made here.
- Population: about 210, ranked 654th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 4.0% from the 2020 Census base to the 2023 estimate.
- Absolute change: 8 residents added between 2020 and 2023.
- Size percentile: bigger than about 30% of the places in Missouri, with 210 residents in Rocheport.
- Density: roughly 682 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Rocheport ranks 702nd among Missouri's 937 places, at 0.3 sq mi.
- State share: roughly 0.0% of Missouri's residents live in Rocheport (210 people).
- National rank: Rocheport sits 16,330th by population among the 19,457 places in this dataset.
- Growth rank: Rocheport's 2020-to-2023 change ranks 143rd of 937 places in Missouri.
- Against the state trend: Rocheport's 4.0% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Rocheport is the 507th most densely settled place in Missouri.
- Density in context: Rocheport's 682 people per square mile sit against a Missouri median of 743.
- Location: it lies at 38.9782, -92.5635 in the Census Gazetteer.
- Nearest larger cities: Windsor Place (8 mi); Boonville (10 mi); New Franklin (10 mi); Prairie Home (11 mi); Harrisburg (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Wooldridge (5 mi); Huntsdale (6 mi); McBaine (9 mi).
- Smaller neighbours: 35 places smaller than Rocheport sit within 50 miles.
- At 100 miles: 254 larger Census places fall inside that radius.
Where Rocheport sits in Missouri
Within Missouri, Rocheport holds roughly 0.0% of all residents, the 654th-largest share among 937 places. On the 2020-to-2023 trend, Rocheport stands 143rd among Missouri's 937 places — roughly the 85th percentile. Its roughly 682 residents per square mile place it 507th among Missouri's places. Within 50 miles sit 35 smaller Census places, alongside the 54 that are larger.
How lenders reach Rocheport
At roughly 682 people per square mile, Rocheport is moderately settled; 54 larger places lie within 50 miles. Whether Rocheport has a local branch or not, a Missouri-licensed lender can serve its 210 people online on the same terms. The nearest bigger place is Windsor Place, MO about 8 miles away.
The state rulebook for Rocheport
The rows below set out what a licensed lender must follow in Missouri, and so for Rocheport's roughly 210 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Land, water and location for Rocheport
The Census Gazetteer records about 0.3 square miles of land within Rocheport, with no significant water area listed. The resulting density is about 682 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 107 miles. A 50-mile radius around Rocheport takes in 54 places that are larger. By land area it ranks 702nd of 937 Missouri places.
What shapes a Rocheport personal loan
With roughly 210 residents, Rocheport is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Rocheport loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Rocheport loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Wooldridge, MO — population 30
- Huntsdale, MO — population 30
- McBaine, MO — population 14
- Windsor Place, MO — population 357
- Prairie Home, MO — population 263
- Lupus, MO — population 31
- Boonville, MO — population 7,782
- New Franklin, MO — population 1,017