Personal loans in Huntsdale, MO
Lenders active in Huntsdale report to a Missouri supervisor, identified in the sourced rows below. Huntsdale is a small community in Missouri, with an estimated 30 residents, and every licensed lender here follows the same state rulebook.
The Census counts 30 people in Huntsdale, the 912th-largest figure among Missouri's 937 places. From the 2020 Census base to the 2023 estimate, the population rose by about 7.1%. Compare APR, not the interest rate, because the APR folds in most fees on a Huntsdale loan. The next larger city is Lupus, MO about 5 miles away.
Huntsdale: population, trend and location
Set out below is Huntsdale's local context next to the state-level rules that reach every lender here.
- Population: 30 residents; Huntsdale is the 912th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 7.1% from 2020 to 2023.
- People gained or lost: about 2 more since the 2020 base.
- Size percentile: with 30 residents, Huntsdale is larger than about 3% of Missouri's Census places.
- Density: the Census land area of 0.3 sq mi holds about 100 people per square mile.
- Land area rank: Huntsdale's 0.3 square miles rank 710th of 937 places in Missouri.
- State share: roughly 0.0% of Missouri's residents live in Huntsdale (30 people).
- National rank: Huntsdale is the 19,228th most populous of the 19,457 Census places covered here.
- Growth rank: Huntsdale's 2020-to-2023 change ranks 51st of 937 places in Missouri.
- Against the state trend: Huntsdale's 7.1% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Huntsdale ranks 906th by people per square mile.
- Against the state median: Huntsdale runs about 100 residents per square mile, where the Missouri median is 743.
- Location: the Census Gazetteer records it at 38.9120, -92.4786.
- Nearest larger cities: Lupus (5 mi); Rocheport (6 mi); Columbia (9 mi); Prairie Home (9 mi); Pierpont (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: McBaine (2 mi); Dalton (43 mi); Friedenswald (60 mi) — useful context for the surrounding area.
- Smaller neighbours: 2 places smaller than Huntsdale sit within 50 miles.
- Larger places within 100 miles: 367.
Missouri rules behind a Huntsdale personal loan
This table holds the Missouri rate and licensing rules for consumer loans made to Huntsdale's 30 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
A pre-application checklist for Huntsdale
These steps shape the offer you get in Huntsdale, a place of about 30 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Missouri regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Huntsdale-specific: the same Missouri licensing and disclosure rules reach all 30 residents.
Getting a loan in Huntsdale
At roughly 100 people per square mile, Huntsdale is lightly settled; 87 larger places lie within 50 miles. Whether Huntsdale has a local branch or not, a Missouri-licensed lender can serve its 30 people online on the same terms. The nearest bigger place is Lupus, MO about 5 miles away.
Huntsdale's place among Missouri's 937 places
Against Missouri's other places, Huntsdale accounts for about 0.0% of the state's population and ranks 912th of 937 by size. Its 2020-to-2023 change ranks 51st of 937 Missouri places, putting it near the 95th percentile for growth. At about 100 people per square mile, Huntsdale is the 906th most densely settled place in Missouri. Between 2020 and 2023 the count changed by roughly 2 residents.
How a Huntsdale personal loan is priced
Most loans made to Huntsdale's 30 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Huntsdale's 30 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Huntsdale loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Huntsdale if my credit is poor?
What loan size can I expect in Huntsdale?
Do I have to pledge anything to borrow in Huntsdale?
Does comparing loans in Huntsdale cost me credit score points?
Nearby places
- McBaine, MO — population 14
- Wooldridge, MO — population 30
- Lupus, MO — population 31
- Rocheport, MO — population 210
- Jamestown, MO — population 331
- Prairie Home, MO — population 263
- Columbia, MO — population 129,330
- Pierpont, MO — population 66