Personal loans in Rochelle, IL

About 9,319 people live in Rochelle, placing it 232nd of 1,294 Census places in Illinois. Read the disclosure for an origination fee and any prepayment penalty before signing in Rochelle. For the 9,319 people in Rochelle, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger place is DeKalb, IL about 16 miles away.

Rochelle: population, trend and location

Rochelle is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 9,319 residents, 232nd of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
• Absolute change: 134 residents lost between 2020 and 2023.
• Size percentile: Rochelle sits ahead of around 82% of Illinois places, at 9,319 people.
• Population density: 677 people per square mile on 13.8 square miles of land.
• By land area: Rochelle ranks 67th among Illinois's 1,294 places, at 13.8 sq mi.
• Water area rank: Rochelle ranks 414th among Illinois's 1,294 places, with 0.02 sq mi.
• Share of state population: Rochelle's 9,319 residents are about 0.1% of Illinois.
• National rank: Rochelle is 3,303rd of 19,457 places nationwide.
• Growth rank: Rochelle ranks 346th among Illinois's 1,294 places for the 2020-to-2023 change.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Rochelle's 1.4%.
• Density rank: Rochelle is the 873rd most densely settled place in Illinois.
• Against the state median: Rochelle runs about 677 residents per square mile, where the Illinois median is 993.
• Location: 41.9191, -89.0637 (Census Gazetteer coordinates).
• Nearest larger cities: DeKalb (16 mi); Sycamore (21 mi); Dixon (22 mi); Rockford (24 mi); Belvidere (26 mi). Larger metros often have more branches, but online lenders reach Rochelle on the same terms.
• Nearest smaller places: Hillcrest (3 mi); Creston (5 mi); Steward (5 mi).
• Smaller neighbours: 136 places smaller than Rochelle sit within 50 miles.
• Larger places within 100 miles: 256.

Land, water and location for Rochelle

Rochelle's land area is about 13.8 square miles; a further 0.02 square miles is water. The resulting density is about 677 people per square mile. For the state's biggest city, Chicago, the distance is roughly 71 miles. A 50-mile radius around Rochelle takes in 48 places that are larger. Within the same 50 miles lie 136 smaller Census places.

A practical checklist for Rochelle borrowers

For Rochelle's roughly 9,319 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Illinois licence with the regulator listed on this page.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

In Rochelle as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 9,319 residents.

The anatomy of a Rochelle personal loan

Most loans made to Rochelle's 9,319 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Rochelle's rank of 232nd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Rochelle loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Borrowing reach in Rochelle

At roughly 677 people per square mile, Rochelle is moderately settled; 48 larger places lie within 50 miles. A Illinois licence lets a lender serve Rochelle without a local office, so branch density does not change what its 9,319 residents are offered. The nearest bigger place is DeKalb, IL about 16 miles away.

The state rulebook for Rochelle

This table holds the Illinois rate and licensing rules for consumer loans made to Rochelle's 9,319 residents.