Personal loans in Hillcrest, IL

About 1,213 people live in Hillcrest, placing it 593rd of 1,294 Census places in Illinois. Rate-shopping from Hillcrest costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Consumer lending that reaches Hillcrest's 1,213 residents is governed by Illinois statute; no city ordinance changes it. The nearest larger city is Rochelle, IL about 3 miles away.

What the Census records for Hillcrest

Here is the sourced Census picture for Hillcrest, plus the Illinois lending rules that apply to a loan taken out here.

• Population: about 1,213 people live here, which puts Hillcrest 593rd of 1,294 Census places in Illinois (Vintage 2023).
• Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
• Absolute change: 10 residents lost between 2020 and 2023.
• Size percentile: about 54% of Illinois communities are smaller than Hillcrest (1,213 residents).
• Population density: about 342 people per square mile (Census land area 3.5 sq mi).
• Land area rank: Hillcrest's 3.5 square miles rank 344th of 1,294 places in Illinois.
• Share of state population: Hillcrest's 1,213 residents are about 0.0% of Illinois.
• National rank: Hillcrest is 9,503rd of 19,457 places nationwide.
• Growth rank: Hillcrest ranks 227th among Illinois's 1,294 places for the 2020-to-2023 change.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Hillcrest's 0.8%.
• Density in Illinois: Hillcrest ranks 1,099th by people per square mile.
• Density in context: Hillcrest's 342 people per square mile sit against a Illinois median of 993.
• Location: 41.9668 / -89.0626, per the US Census Bureau Gazetteer.
• Nearest larger cities: Rochelle (3 mi); Davis Junction (10 mi); Kirkland (14 mi); Oregon (14 mi); Byron (15 mi). Lenders licensed in the state serve Hillcrest whether or not they keep a local branch.
• Smaller communities within reach: Creston (5 mi); Steward (8 mi); Monroe Center (10 mi).
• Within a 50-mile radius: 74 smaller Census places.
• Larger places within 100 miles: 537.

Where Hillcrest sits in Illinois

Within Illinois, Hillcrest holds roughly 0.0% of all residents, the 593rd-largest share among 1,294 places. For population change between 2020 and 2023, Hillcrest ranks 227th of 1,294 in Illinois (about the 82th percentile). By density, at about 342 people per square mile, it ranks 1,099th in Illinois. The population moved by about 10 people between 2020 and 2023, a 0.8% shift.

Illinois rules behind a Hillcrest personal loan

For the roughly 1,213 residents of Hillcrest, the rules below are Illinois's own; each row carries its publisher and retrieval date.

Borrowing reach in Hillcrest

At roughly 342 people per square mile, Hillcrest is lightly settled; 118 larger places lie within 50 miles. A Illinois licence lets a lender serve Hillcrest without a local office, so branch density does not change what its 1,213 residents are offered. The nearest bigger place is Rochelle, IL about 3 miles away.

Inside a Hillcrest personal loan

In Hillcrest, a small community of about 1,213, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Hillcrest lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Hillcrest loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Hillcrest

Hillcrest's land area is roughly 3.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 342 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 71 miles. Hillcrest has 118 larger places within a 50-mile radius. The 100-mile radius contains 537 larger places.