Personal loans in Riverton, UT
A 2020-to-2023 comparison shows Riverton down by about 1.0%. With roughly 44,854 residents, Riverton is a smaller city, and the lending rules its borrowers live under are written in Utah, not by the city.
The Census counts 44,854 people in Riverton, the 21st-largest figure among Utah's 255 places. The closest larger place is South Jordan, UT about 3 miles away. For the 44,854 people in Riverton, Utah runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Rate-shopping from Riverton costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Riverton: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.
- Population: 44,854 people, a figure that places Riverton 21st among the 255 Census places in Utah (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.0%.
- People gained or lost: about 433 fewer since the 2020 base.
- Size percentile: bigger than about 92% of the places in Utah, with 44,854 residents in Riverton.
- Population density: 3,558 people per square mile on 12.6 square miles of land.
- Land area rank: Riverton's 12.6 square miles rank 54th of 255 places in Utah.
- Within Utah: about 1.4% of the state's population lives in Riverton.
- Nationally: Riverton is the 887th-largest of 19,457 Census places in the dataset.
- Growth rank: Riverton ranks 213th among Utah's 255 places for the 2020-to-2023 change.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Riverton's 1.0%.
- Density in Utah: Riverton ranks 22nd by people per square mile.
- Density in context: Riverton's 3,558 people per square mile sit against a Utah median of 705.
- Location: the Census Gazetteer records it at 40.5176, -111.9635.
- Nearest larger cities: South Jordan (3 mi); Herriman (3 mi); Draper (5 mi); West Jordan (6 mi); Sandy (7 mi). Online lenders reach Riverton no matter how far the nearest branch is.
- Smaller communities within reach: Bluffdale (3 mi); White City metro (6 mi); Midvale (8 mi).
- Smaller neighbours: 76 places smaller than Riverton sit within 50 miles.
- At 100 miles: 19 larger Census places fall inside that radius.
How lenders reach Riverton
Riverton is a fairly dense community of about 44,854 people, with 18 larger places inside a 50-mile radius. A Utah licence lets a lender serve Riverton without a local office, so branch density does not change what its 44,854 residents are offered. The nearest larger city, South Jordan, UT about 3 miles away.
Which Utah laws govern a loan in Riverton
This table holds the Utah rate and licensing rules for consumer loans made to Riverton's 44,854 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Where Riverton sits
Riverton's land area is roughly 12.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 3,558 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 18 miles. Counting outward 50 miles, 18 larger communities surround Riverton. By land area it ranks 54th of 255 Utah places.
How a Riverton personal loan is priced
With roughly 44,854 residents, Riverton is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Riverton's 44,854 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Riverton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Riverton in state context
Riverton is the 21st-largest of 255 Census places in Utah and contains about 1.4% of the state's people. Its 2020-to-2023 change ranks 213th of 255 Utah places, putting it near the 16th percentile for growth. Its roughly 3,558 residents per square mile place it 22nd among Utah's places. The population moved by about 433 people between 2020 and 2023, a 1.0% shift.
Common questions
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Nearby places
- South Jordan, UT — population 84,528
- Bluffdale, UT — population 19,090
- Herriman, UT — population 60,049
- West Jordan, UT — population 114,908
- Draper, UT — population 49,602
- White City metro, UT — population 5,676
- Midvale, UT — population 35,561
- Sandy, UT — population 91,943