Personal loans in Herriman, UT
Herriman gained roughly 8.8% in population across the 2020-to-2023 comparison. Herriman is a mid-sized city in Utah, with an estimated 60,049 residents, and every licensed lender here follows the same state rulebook.
By population, Herriman sits at 13th in Utah, with an estimated 60,049 residents. Borrowers who want a bigger city can look to South Jordan, UT about 5 miles away. Lenders active in Herriman report to a Utah supervisor, identified in the sourced rows below. Rate-shopping from Herriman costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
What the Census records for Herriman
Two layers matter for a Herriman borrower: the local population picture and Utah's consumer-lending statutes.
- Population: 60,049 people, a figure that places Herriman 13th among the 255 Census places in Utah (US Census Bureau, Vintage 2023).
- Population trend: Up about 8.8% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 4,872 more since the 2020 base.
- Size percentile: about 95% of Utah's Census places are smaller than Herriman.
- Land and density: 23.2 square miles of land carry roughly 2,593 residents per square mile.
- By land area: Herriman ranks 29th among Utah's 255 places, at 23.2 sq mi.
- Within Utah: about 1.9% of the state's population lives in Herriman.
- Nationally: Herriman is the 643rd-largest of 19,457 Census places in the dataset.
- Growth rank: Herriman's 2020-to-2023 change ranks 51st of 255 places in Utah.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Herriman's 8.8%.
- Density rank: Herriman is the 40th most densely settled place in Utah.
- Density vs Utah: Herriman's 2,593 people per square mile compare with a state median of 705.
- Location: mapped by the US Census Bureau at 40.4918, -112.0204.
- Nearest larger cities: South Jordan (5 mi); West Jordan (8 mi); Lehi (9 mi); Sandy (11 mi); West Valley City (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Riverton (3 mi); Bluffdale (4 mi); Copperton metro (7 mi).
- Smaller neighbours: 83 places smaller than Herriman sit within 50 miles.
- Larger places within 100 miles: 11.
Herriman's place among Utah's 255 places
Within Utah, Herriman holds roughly 1.9% of all residents, the 13th-largest share among 255 places. On the 2020-to-2023 trend, Herriman stands 51st among Utah's 255 places — roughly the 80th percentile. By density, at about 2,593 people per square mile, it ranks 40th in Utah. In land area, Herriman ranks 29th among Utah's 255 places.
Before you apply in Herriman
Before you hand your details to a lender in Herriman, where the population is near 60,049:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Utah licence with the regulator named above before committing.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
In Herriman as elsewhere in Utah, the written terms — not the advertisement — are what count for its 60,049 residents.
What Utah law requires in Herriman
When Utah does not publish a figure, the row links to the source instead of inventing a number; Herriman is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
How personal loans work in Herriman
In Herriman, a mid-sized city of about 60,049, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Herriman can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Herriman loan is knowable in advance — unlike a revolving card balance.
Herriman on the map
Inside Herriman's boundaries lie about 23.2 square miles of land, with no significant water area recorded. Spread across it are roughly 2,593 residents per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 20 miles. Counting outward 50 miles, 10 larger communities surround Herriman. By land area it ranks 29th of 255 Utah places.
Common questions
What are my options in Herriman if my credit is poor?
What loan size can I expect in Herriman?
Do I have to pledge anything to borrow in Herriman?
Does comparing loans in Herriman cost me credit score points?
Nearby places
- Riverton, UT — population 44,854
- South Jordan, UT — population 84,528
- Bluffdale, UT — population 19,090
- Copperton metro, UT — population 852
- West Jordan, UT — population 114,908
- Draper, UT — population 49,602
- Kearns metro, UT — population 37,767
- Lehi, UT — population 90,227