Personal loans in Riverton, WY
Riverton is home to roughly 10,923 people and stands 9th by size out of 99 Census places in Wyoming. In Riverton, one of 99 Census places in Wyoming, the figure to compare across lenders is the APR, not the advertised rate.
Pull your credit reports and line up at least three offers before you apply from Riverton. When Wyoming caps or restricts a product, lenders either change the terms or withdraw it from Riverton as from the rest of the state. A 2020-to-2023 comparison shows Riverton up by about 2.2%. For a bigger market, look to Casper, WY about 105 miles away.
Local context for Riverton
The figures below are Riverton's own — Census population, land area and coordinates — followed by the Wyoming rules.
- Population: 10,923 people, a figure that places Riverton 9th among the 99 Census places in Wyoming (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 2.2% since the 2020 count.
- People gained or lost: about 236 more since the 2020 base.
- Size percentile: about 91% of Wyoming's Census places are smaller than Riverton.
- Land and density: 10.4 square miles of land carry roughly 1,055 residents per square mile.
- Land area: Riverton covers 10.4 square miles, the 8th-largest area among Wyoming's 99 places.
- Share of state population: Riverton's 10,923 residents are about 2.7% of Wyoming.
- National rank: Riverton sits 2,957th by population among the 19,457 places in this dataset.
- Growth rank: Riverton's 2020-to-2023 change ranks 33rd of 99 places in Wyoming.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Riverton's 2.2%.
- Density rank: Riverton is the 27th most densely settled place in Wyoming.
- Against the state median: Riverton runs about 1,055 residents per square mile, where the Wyoming median is 699.
- Location: the Census Gazetteer records it at 43.0263, -108.3813.
- Nearest larger cities: Casper (105 mi); Rock Springs (108 mi); Green River (118 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Hudson (13 mi); Shoshoni (20 mi); Pavillion (22 mi).
- Smaller neighbours: 6 places smaller than Riverton sit within 50 miles.
- At 100 miles: 0 larger Census places fall inside that radius.
Lender access in Riverton
Riverton is moderately settled, with about 1,055 people per square mile and 0 larger places within 50 miles. Whether Riverton has a local branch or not, a Wyoming-licensed lender can serve its 10,923 people online on the same terms. The nearest bigger place is Casper, WY about 105 miles away.
Riverton in state context
Riverton is the 9th-largest of 99 Census places in Wyoming and contains about 2.7% of the state's people. Its 2020-to-2023 change ranks 33rd of 99 Wyoming places, putting it near the 67th percentile for growth. Its roughly 1,055 residents per square mile place it 27th among Wyoming's places. Within 50 miles sit 6 smaller Census places, alongside the 0 that are larger.
What Wyoming law requires in Riverton
When Wyoming does not publish a figure, the row links to the source instead of inventing a number; Riverton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Riverton on the map
The Census Gazetteer records about 10.4 square miles of land within Riverton, with no significant water area listed. With 10,923 residents, the land area yields roughly 1,055 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 226 miles. Counting outward 50 miles, 0 larger communities surround Riverton. Within the same 50 miles lie 6 smaller Census places.
How a Riverton personal loan is priced
In Riverton, a small town of about 10,923, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Riverton can be quoted different APRs on the same amount and term. Shortening the term on a Riverton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Riverton if my credit is poor?
What loan size can I expect in Riverton?
Do I have to pledge anything to borrow in Riverton?
Does comparing loans in Riverton cost me credit score points?
Nearby places
- Hudson, WY — population 435
- Shoshoni, WY — population 495
- Pavillion, WY — population 226
- Lander, WY — population 7,615
- Thermopolis, WY — population 2,742
- East Thermopolis, WY — population 236
- Kirby, WY — population 76
- Worland, WY — population 4,785