Personal loans in Hudson, WY

A 2020-to-2023 comparison shows Hudson up by about 0.7%. By population, Hudson sits at 57th in Wyoming, with an estimated 435 residents. In Hudson, one of 99 Census places in Wyoming, the figure to compare across lenders is the APR, not the advertised rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hudson loan. For the 435 people in Hudson, Wyoming runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Lander, WY about 9 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Hudson data picture

Here is the sourced Census picture for Hudson, plus the Wyoming lending rules that apply to a loan taken out here.

Hudson's place among Wyoming's 99 places

Within Wyoming, Hudson holds roughly 0.1% of all residents, the 57th-largest share among 99 places. On the 2020-to-2023 trend, Hudson stands 50th among Wyoming's 99 places — roughly the 49th percentile. Its roughly 1,021 residents per square mile place it 30th among Wyoming's places. By land area, its 0.4 square miles rank 82nd of 99 places in Wyoming.

Getting a loan in Hudson

Hudson is a moderately settled community of about 435 people, with 3 larger places inside a 50-mile radius. Lenders licensed in Wyoming reach Hudson's 435 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lander, WY about 9 miles away.

Before you apply in Hudson

A sensible order of operations for a loan in Hudson, home to about 435 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Make sure the lender appears in the Wyoming regulator's licence list.
  5. Weigh a shorter term's higher payment against the interest it saves.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Be clear on what the loan is for and how it gets repaid.

In Hudson as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 435 residents.

How a Hudson personal loan is priced

In Hudson, a small community of about 435, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hudson. Shortening the term on a Hudson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The state rulebook for Hudson

These are Wyoming's sourced lending facts as they reach Hudson's 435 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hudson if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hudson is the same as anywhere in Wyoming.
What loan size can I expect in Hudson?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hudson?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hudson cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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