Personal loans in Hudson, WY
A 2020-to-2023 comparison shows Hudson up by about 0.7%. By population, Hudson sits at 57th in Wyoming, with an estimated 435 residents. In Hudson, one of 99 Census places in Wyoming, the figure to compare across lenders is the APR, not the advertised rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hudson loan. For the 435 people in Hudson, Wyoming runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Lander, WY about 9 miles away.
The Hudson data picture
Here is the sourced Census picture for Hudson, plus the Wyoming lending rules that apply to a loan taken out here.
- Population: about 435, ranked 57th of 99 places in Wyoming (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 0.7% from 2020 to 2023.
- Absolute change: 3 residents added between 2020 and 2023.
- Size percentile: Hudson's 435 people outrank roughly 42% of the places in Wyoming.
- Population density: 1,021 people per square mile on 0.4 square miles of land.
- Land area rank: Hudson's 0.4 square miles rank 82nd of 99 places in Wyoming.
- Within Wyoming: about 0.1% of the state's population lives in Hudson.
- Nationally: Hudson is the 13,736th-largest of 19,457 Census places in the dataset.
- Growth rank: Hudson ranks 50th among Wyoming's 99 places for the 2020-to-2023 change.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Hudson's 0.7%.
- Density in Wyoming: Hudson ranks 30th by people per square mile.
- Against the state median: Hudson runs about 1,021 residents per square mile, where the Wyoming median is 699.
- Location: it lies at 42.9027, -108.5820 in the Census Gazetteer.
- Nearest larger cities: Lander (9 mi); Riverton (13 mi); Shoshoni (33 mi); Thermopolis (55 mi); Pinedale (65 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Pavillion (24 mi); East Thermopolis (55 mi); Kirby (65 mi).
- Within a 50-mile radius: 1 smaller Census places.
- At 100 miles: 9 larger Census places fall inside that radius.
Hudson's place among Wyoming's 99 places
Within Wyoming, Hudson holds roughly 0.1% of all residents, the 57th-largest share among 99 places. On the 2020-to-2023 trend, Hudson stands 50th among Wyoming's 99 places — roughly the 49th percentile. Its roughly 1,021 residents per square mile place it 30th among Wyoming's places. By land area, its 0.4 square miles rank 82nd of 99 places in Wyoming.
Getting a loan in Hudson
Hudson is a moderately settled community of about 435 people, with 3 larger places inside a 50-mile radius. Lenders licensed in Wyoming reach Hudson's 435 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lander, WY about 9 miles away.
Before you apply in Hudson
A sensible order of operations for a loan in Hudson, home to about 435 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Wyoming regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Hudson as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 435 residents.
How a Hudson personal loan is priced
In Hudson, a small community of about 435, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hudson. Shortening the term on a Hudson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Hudson
These are Wyoming's sourced lending facts as they reach Hudson's 435 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Lander, WY — population 7,615
- Riverton, WY — population 10,923
- Pavillion, WY — population 226
- Shoshoni, WY — population 495
- Thermopolis, WY — population 2,742
- East Thermopolis, WY — population 236
- Kirby, WY — population 76
- Superior, WY — population 182