Personal loans in Riverton, NJ
A personal loan in Riverton is priced from your credit file and income, not from the fact that the city holds 2,781 people. Riverton gained roughly 0.7% in population across the 2020-to-2023 comparison.
With 2,781 residents, Riverton outranks about 26% of the communities in New Jersey. Compare APR, not the interest rate, because the APR folds in most fees on a Riverton loan. Every figure below is New Jersey's own, applied to Riverton's 2,781 residents, with the publisher and retrieval date attached. A larger market lies at Palmyra, NJ about 1 miles away.
Riverton: population, trend and location
Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.
- Population: an estimated 2,781 residents, 240th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 0.7% from 2020 to 2023.
- Net change: roughly 20 more people than the 2020 Census counted.
- Size percentile: roughly 26% of New Jersey places rank below Riverton.
- Population density: about 4,201 people per square mile (Census land area 0.7 sq mi).
- By land area: Riverton ranks 282nd among New Jersey's 323 places, at 0.7 sq mi.
- Water: Riverton holds about 0.27 square miles, the 90th-largest water area in New Jersey.
- Within New Jersey: about 0.1% of the state's population lives in Riverton.
- Nationally: Riverton is the 6,509th-largest of 19,457 Census places in the dataset.
- Growth rank: Riverton ranks 90th among New Jersey's 323 places for the 2020-to-2023 change.
- Versus New Jersey: the state average change is +0.3%, while Riverton moved 0.7%.
- Density rank: Riverton is the 124th most densely settled place in New Jersey.
- Against the state median: Riverton runs about 4,201 residents per square mile, where the New Jersey median is 3,448.
- Location: the Census Gazetteer records it at 40.0111, -75.0141.
- Nearest larger cities: Palmyra (1 mi); Merchantville (5 mi); Philadelphia (6 mi); Camden (7 mi); Collingswood (7 mi). Online lenders reach Riverton no matter how far the nearest branch is.
- Smaller towns nearby: Beverly (6 mi); Rockledge (6 mi); Audubon Park (9 mi).
- Smaller neighbours: 93 places smaller than Riverton sit within 50 miles.
- Larger places within 100 miles: 505.
A pre-application checklist for Riverton
Before you hand your details to a lender in Riverton, where the population is near 2,781:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the New Jersey regulator's licence records before you sign.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Riverton and the rest of New Jersey is not the process but the borrower's own file, among the 2,781 people here.
Riverton's place among New Jersey's 323 places
Against New Jersey's other places, Riverton accounts for about 0.1% of the state's population and ranks 240th of 323 by size. On the 2020-to-2023 trend, Riverton stands 90th among New Jersey's 323 places — roughly the 72th percentile. By density, at about 4,201 people per square mile, it ranks 124th in New Jersey. Within 50 miles sit 93 smaller Census places, alongside the 139 that are larger.
Which New Jersey laws govern a loan in Riverton
These are New Jersey's sourced lending facts as they reach Riverton's 2,781 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lender license required for loans of $50,000 or less for personal, family, or household purposes (N.J.S.A. 17:11C-1 et seq.) Source says: "A consumer lender license is required for the making of a loan that is to be used primarily for personal, family or household purposes" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Criminal usury limits | 30% for non-corporate borrowers; 50% for corporations Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
How a Riverton personal loan is priced
Riverton is a small community of about 2,781 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Riverton. A longer term lowers the monthly payment on a Riverton loan but raises total interest, so the smallest payment is not the cheapest loan.
Riverton: area, density and distance
Inside Riverton's boundaries lie roughly 0.7 square miles of land and 0.27 square miles of water. The resulting density is about 4,201 people per square mile. The largest place in New Jersey, Newark, lies about 66 miles away. Counting outward 50 miles, 139 larger communities surround Riverton. By land area it ranks 282nd of 323 New Jersey places.
Common questions
What are my options in Riverton if my credit is poor?
What loan size can I expect in Riverton?
Do I have to pledge anything to borrow in Riverton?
Does comparing loans in Riverton cost me credit score points?
Nearby places
- Palmyra, NJ — population 7,489
- Merchantville, NJ — population 3,823
- Rockledge, PA — population 2,617
- Beverly, NJ — population 2,514
- Collingswood, NJ — population 14,204
- Haddonfield, NJ — population 12,571
- Camden, NJ — population 71,100
- Philadelphia, PA — population 1,550,542