Personal loans in Collingswood, NJ

Collingswood ranks 72nd of 323 places in New Jersey, with a population near 14,204. Read the disclosure for an origination fee and any prepayment penalty before signing in Collingswood. To lend to Collingswood's 14,204 residents, a company must hold a New Jersey licence, and each sourced row below names the regulator behind it. For a bigger market, look to Camden, NJ about 2 miles away.

Borrowing in Collingswood: the local picture

The figures below are Collingswood's own — Census population, land area and coordinates — followed by the New Jersey rules.

• Population: an estimated 14,204 residents, 72nd of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 0.1%.
• Absolute change: 20 residents added between 2020 and 2023.
• Size percentile: bigger than about 78% of the places in New Jersey, with 14,204 residents in Collingswood.
• Population density: 7,762 people per square mile on 1.8 square miles of land.
• By land area: Collingswood ranks 173rd among New Jersey's 323 places, at 1.8 sq mi.
• Water area rank: Collingswood ranks 136th among New Jersey's 323 places, with 0.10 sq mi.
• Share of New Jersey: Collingswood holds about 0.3% of the state's population, some 14,204 people.
• National rank: Collingswood is 2,451st of 19,457 places nationwide.
• Growth rank: Collingswood ranks 134th among New Jersey's 323 places for the 2020-to-2023 change.
• Versus New Jersey: the state average change is +0.3%, while Collingswood moved 0.1%.
• Density in New Jersey: Collingswood ranks 46th by people per square mile.
• Density vs New Jersey: Collingswood's 7,762 people per square mile compare with a state median of 3,448.
• Location: latitude 39.9153, longitude -75.0784 (Census Gazetteer).
• Nearest larger cities: Camden (2 mi); Philadelphia (7 mi); Lindenwold (8 mi); Glassboro (15 mi); Chester (16 mi). Larger metros often have more branches, but online lenders reach Collingswood on the same terms.
• Nearest smaller towns: Oaklyn (1 mi); Woodlynne (1 mi); Audubon Park (1 mi) — useful context for the surrounding area.
• Smaller neighbours: 190 places smaller than Collingswood sit within 50 miles.
• Within 100 miles: 111 places are larger than Collingswood.

How New Jersey law applies in Collingswood

Every row below records a New Jersey rule, its publisher and its retrieval date — the same rules a Collingswood lender must follow.

Before you apply in Collingswood

Before you apply in Collingswood, a community of about 14,204, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the New Jersey licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

What differs between Collingswood and the rest of New Jersey is not the process but the borrower's own file, among the 14,204 people here.

Land, water and location for Collingswood

Collingswood's land area is about 1.8 square miles; a further 0.10 square miles is water. With 14,204 residents, the land area yields roughly 7,762 people per square mile. Newark, the largest place in New Jersey, is about 73 miles from Collingswood. Within 50 miles of Collingswood there are 22 larger Census places. Within the same 50 miles lie 190 smaller Census places.

What shapes a Collingswood personal loan

In Collingswood, a small town of about 14,204, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Collingswood's 14,204 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Collingswood loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in Collingswood

With about 7,762 residents per square mile, Collingswood is densely built, and 22 larger Census places sit within 50 miles. What is available to Collingswood's 14,204 borrowers is set by New Jersey licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Camden, NJ about 2 miles away.