Personal loans in Rising Sun, IN
If you are weighing a personal loan in Rising Sun, start from the payment you can carry; its 2,228 residents face the same statewide rules. At about 2,228 residents, Rising Sun is larger than roughly 67% of the places in Indiana.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.3%. Judge Rising Sun offers on total cost, not on how quickly the money arrives. The closest larger place is Aurora, IN about 8 miles away. Consumer lending that reaches Rising Sun's 2,228 residents is governed by Indiana statute; no city ordinance changes it.
Borrowing in Rising Sun: the local picture
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: an estimated 2,228 residents, 186th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 0.3% across the 2020-to-2023 comparison.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 67% of the places in Indiana, with 2,228 residents in Rising Sun.
- Population density: 1,483 people per square mile on 1.5 square miles of land.
- Land area rank: Rising Sun's 1.5 square miles rank 211th of 565 places in Indiana.
- Water area: Rising Sun has 0.13 square miles of water, ranking 62nd of 565 places in Indiana.
- State population share: Rising Sun accounts for about 0.1% of everyone in Indiana.
- National rank: Rising Sun is the 7,237th most populous of the 19,457 Census places covered here.
- Growth rank: Rising Sun ranks 339th among Indiana's 565 places for the 2020-to-2023 change.
- Versus Indiana: the state average change is +1.0%, while Rising Sun moved 0.3%.
- Density rank: Rising Sun places 248th among Indiana's places by people per square mile.
- Density in context: Rising Sun's 1,483 people per square mile sit against a Indiana median of 1,375.
- Location: 38.9537, -84.8533 (Census Gazetteer coordinates).
- Nearest larger cities: Aurora (8 mi); Union (10 mi); Lawrenceburg (11 mi); Florence (11 mi); Greendale (13 mi). Lenders licensed in the state serve Rising Sun whether or not they keep a local branch.
- Nearest smaller places: Patriot (8 mi); Dillsboro (12 mi); Warsaw (12 mi).
- Smaller places within 50 miles: 82 of them.
- Within 100 miles: 241 places are larger than Rising Sun.
Which Indiana laws govern a loan in Rising Sun
This table holds the Indiana rate and licensing rules for consumer loans made to Rising Sun's 2,228 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Rising Sun on the map
Rising Sun's land area is about 1.5 square miles; a further 0.13 square miles is water. The resulting density is about 1,483 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 148 miles. Counting outward 50 miles, 86 larger communities surround Rising Sun. The 100-mile radius contains 241 larger places.
What shapes a Rising Sun personal loan
In Rising Sun, a small community of about 2,228, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Rising Sun's 2,228 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Rising Sun loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Rising Sun
Rising Sun is moderately settled, with about 1,483 people per square mile and 86 larger places within 50 miles. Distance to a branch rarely matters for Rising Sun's 2,228 residents: the application is online and the price follows your credit file. The nearest bigger place is Aurora, IN about 8 miles away.
How Rising Sun compares across Indiana
Against Indiana's other places, Rising Sun accounts for about 0.1% of the state's population and ranks 186th of 565 by size. For population change between 2020 and 2023, Rising Sun ranks 339th of 565 in Indiana (about the 40th percentile). At about 1,483 people per square mile, Rising Sun is the 248th most densely settled place in Indiana. The population moved by about 6 people between 2020 and 2023, a 0.3% shift.
Common questions
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Nearby places
- Patriot, IN — population 205
- Aurora, IN — population 3,508
- Lawrenceburg, IN — population 5,194
- Warsaw, KY — population 1,759
- Union, KY — population 7,671
- Greendale, IN — population 4,564
- Florence, KY — population 32,917
- Dillsboro, IN — population 1,383