Personal loans in Greendale, IN
A lender serving Greendale holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 4,564 residents. An estimated 4,564 people make their home in Greendale, a figure that ranks 131st in Indiana.
Census figures put the 2020-to-2023 decrease in Greendale at about 1.0%. To lend to Greendale's 4,564 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Greendale. For a bigger market, look to Lawrenceburg, IN about 4 miles away.
Greendale: the sourced local profile
Most of what governs a Greendale loan is written in Indiana law rather than in the city; the sourced notes below make that split concrete.
- Population: 4,564 — Greendale ranks 131st of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.0% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 44 residents.
- Size percentile: Greendale sits ahead of around 77% of Indiana places, at 4,564 people.
- Population density: 806 people per square mile on 5.7 square miles of land.
- By land area: Greendale ranks 98th among Indiana's 565 places, at 5.7 sq mi.
- Water: Greendale holds about 0.07 square miles, the 89th-largest water area in Indiana.
- State share: roughly 0.1% of Indiana's residents live in Greendale (4,564 people).
- National standing: Greendale ranks 5,088th of 19,457 US places.
- Growth rank: Greendale ranks 437th among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Greendale's 1.0%.
- Density rank: Greendale is the 454th most densely settled place in Indiana.
- Density vs Indiana: Greendale's 806 people per square mile compare with a state median of 1,375.
- Location: 39.1477, -84.8299 (US Census Bureau Gazetteer).
- Nearest larger cities: Lawrenceburg (4 mi); Harrison (8 mi); Cheviot (12 mi); Villa Hills (14 mi); Erlanger (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Cleves (5 mi); North Bend (5 mi); Addyston (6 mi).
- Within a 50-mile radius: 126 smaller Census places.
- Larger places within 100 miles: 172.
Indiana rules behind a Greendale personal loan
These are Indiana's sourced lending facts as they reach Greendale's 4,564 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
How personal loans work in Greendale
With roughly 4,564 residents, Greendale is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Greendale can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Greendale loan is knowable in advance — unlike a revolving card balance.
Greendale in state context
Set beside Indiana's 565 places, Greendale ranks 131st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Greendale stands 437th among Indiana's 565 places — roughly the 23th percentile. By density, at about 806 people per square mile, it ranks 454th in Indiana. By land area, its 5.7 square miles rank 98th of 565 places in Indiana.
Greendale on the map
Inside Greendale's boundaries lie roughly 5.7 square miles of land and 0.07 square miles of water. The resulting density is about 806 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 135 miles. A 50-mile radius around Greendale takes in 64 places that are larger. The 100-mile radius contains 172 larger places.
How lenders reach Greendale
Greendale is moderately settled, with about 806 people per square mile and 64 larger places within 50 miles. Lenders licensed in Indiana reach Greendale's 4,564 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Lawrenceburg, IN about 4 miles away.
Common questions
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Nearby places
- Lawrenceburg, IN — population 5,194
- Cleves, OH — population 3,355
- North Bend, OH — population 827
- Aurora, IN — population 3,508
- West Harrison, IN — population 334
- Harrison, OH — population 13,320
- Addyston, OH — population 904
- Rising Sun, IN — population 2,228