Personal loans in Rifle, CO

Rifle gained roughly 1.2% in population across the 2020-to-2023 comparison. Judge Rifle offers on total cost, not on how quickly the money arrives. Which products a lender may offer to Rifle's 10,563 residents follows from the Colorado consumer-lending framework. A larger market lies at Grand Junction, CO about 53 miles away.

Rifle: population, trend and location

Two layers matter for a Rifle borrower: the local population picture and Colorado's consumer-lending statutes.

• Population: 10,563 — Rifle ranks 51st of 270 communities in Colorado (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 1.2% from 2020 to 2023.
• People gained or lost: about 127 more since the 2020 base.
• Size percentile: bigger than about 81% of the places in Colorado, with 10,563 residents in Rifle.
• Density: roughly 1,507 residents per square mile, spread over 7.0 sq mi of land.
• Land area: Rifle covers 7.0 square miles, the 62nd-largest area among Colorado's 270 places.
• Water: Rifle holds about 0.09 square miles, the 42nd-largest water area in Colorado.
• State population share: Rifle accounts for about 0.2% of everyone in Colorado.
• Nationally: Rifle is the 3,031st-largest of 19,457 Census places in the dataset.
• Growth in Colorado: Rifle stands 97th by percentage change from 2020 to 2023, among 270 places.
• Against the state trend: Rifle's 1.2% change compares with a Colorado average of +2.3% across its 270 places.
• Density in Colorado: Rifle ranks 85th by people per square mile.
• Density in context: Rifle's 1,507 people per square mile sit against a Colorado median of 1,126.
• Location: latitude 39.5376, longitude -107.7703 (Census Gazetteer).
• Nearest larger cities: Grand Junction (53 mi); Fruita (58 mi); Montrose (74 mi); Steamboat Springs (82 mi). Larger metros often have more branches, but online lenders reach Rifle on the same terms.
• Smaller communities close by: Silt (6 mi); New Castle (13 mi); Parachute (16 mi), each with its own Census population profile.
• Within a 50-mile radius: 15 smaller Census places.
• At 100 miles: 4 larger Census places fall inside that radius.

Which Colorado laws govern a loan in Rifle

This table holds the Colorado rate and licensing rules for consumer loans made to Rifle's 10,563 residents.

The Rifle borrowing checklist

Complete these steps first when you borrow in Rifle (10,563 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Colorado licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Rifle as elsewhere in Colorado, the written terms — not the advertisement — are what count for its 10,563 residents.

Inside a Rifle personal loan

With roughly 10,563 residents, Rifle is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Rifle's 10,563 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Rifle loan is knowable in advance — unlike a revolving card balance.

Lender access in Rifle

At roughly 1,507 people per square mile, Rifle is moderately settled; 0 larger places lie within 50 miles. Distance to a branch rarely matters for Rifle's 10,563 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Grand Junction, CO about 53 miles away.

The geography behind Rifle

The Census Gazetteer records 7.0 square miles of land and 0.09 square miles of water within Rifle. Spread across it are roughly 1,507 residents per square mile. The largest place in Colorado, Denver, lies about 154 miles away. Rifle has 0 larger places within a 50-mile radius. The 100-mile radius contains 4 larger places.