Personal loans in Meeker, CO

A personal loan in Meeker is priced from your credit file and income, not from the fact that the city holds 2,368 people. Meeker is home to roughly 2,368 people and stands 109th by size out of 270 Census places in Colorado.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Decide the purpose of the loan and your repayment plan before sharing any details with a Meeker lender. Population in Meeker dropped about 0.3% over the three years from 2020 to 2023. Consumer lending that reaches Meeker's 2,368 residents is governed by Colorado statute; no city ordinance changes it. The nearest larger metro is Rifle, CO about 36 miles away.

Meeker: population, trend and location

Meeker is a small community; the notes below cover its population profile and the statewide rules that apply.

Population: about 2,368 people live here, which puts Meeker 109th of 270 Census places in Colorado (Vintage 2023).
Population trend: Down about 0.3% from the 2020 Census base to the 2023 estimate.
Net change: roughly 7 fewer people than the 2020 Census counted.
Size percentile: Meeker's 2,368 people outrank roughly 60% of the places in Colorado.
Density: the Census land area of 3.6 sq mi holds about 660 people per square mile.
Land area: Meeker covers 3.6 square miles, the 88th-largest area among Colorado's 270 places.
Share of Colorado: Meeker holds about 0.1% of the state's population, some 2,368 people.
Nationally: Meeker is the 7,025th-largest of 19,457 Census places in the dataset.
Growth in Colorado: Meeker stands 128th by percentage change from 2020 to 2023, among 270 places.
Versus Colorado: the state average change is +2.3%, while Meeker moved 0.3%.
Density rank: Meeker places 193rd among Colorado's places by people per square mile.
Against the state median: Meeker runs about 660 residents per square mile, where the Colorado median is 1,126.
Location: coordinates 40.0500, -107.8946 (US Census Bureau Gazetteer).
Nearest larger cities: Rifle (36 mi); Craig (37 mi); Silt (37 mi); New Castle (38 mi); Glenwood Springs (45 mi). Online lenders reach Meeker no matter how far the nearest branch is.
Nearest smaller towns: Parachute (43 mi); Hayden (45 mi); Rangely (47 mi) — useful context for the surrounding area.
Smaller neighbours: 3 places smaller than Meeker sit within 50 miles.
Within 100 miles: 23 places are larger than Meeker.

Where Meeker sits

Inside Meeker's boundaries lie about 3.6 square miles of land, with no significant water area recorded. With 2,368 residents, the land area yields roughly 660 people per square mile. The largest place in Colorado, Denver, lies about 161 miles away. Meeker has 5 larger places within a 50-mile radius. The 100-mile radius contains 23 larger places.

Steps to take before a Meeker loan

A sensible order of operations for a loan in Meeker, home to about 2,368 people:

Pull your credit reports first and correct any error before a lender sees the file.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Get several pre-qualifications and compare APR side by side before choosing.
Confirm the lender holds a Colorado licence by checking the regulator named above.
Weigh a shorter term's higher payment against the interest it saves.
Keep the amount to the expense; an approval is not a reason to take more.
Write down the purpose of the loan and your repayment plan before you apply.

In Meeker as elsewhere in Colorado, the written terms — not the advertisement — are what count for its 2,368 residents.

What shapes a Meeker personal loan

Most loans made to Meeker's 2,368 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Meeker can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Meeker loan but raises total interest, so the smallest payment is not the cheapest loan.

Meeker in state context

Meeker is the 109th-largest of 270 Census places in Colorado and contains about 0.1% of the state's people. For population change between 2020 and 2023, Meeker ranks 128th of 270 in Colorado (about the 53th percentile). At about 660 people per square mile, Meeker is the 193rd most densely settled place in Colorado. Within 50 miles sit 3 smaller Census places, alongside the 5 that are larger.

Colorado rules behind a Meeker personal loan

Every row below records a Colorado rule, its publisher and its retrieval date — the same rules a Meeker lender must follow.

Rule	Detail	Source
State lending regulator	Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders".	Colorado Attorney General — Consumer Protection Section as of 2026-09-16
Small-loan / installment lender licensing	Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116).	Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16
Maximum legal interest rate (usury cap)	UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed".	Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16

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Common questions

What are my options in Meeker if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meeker is the same as anywhere in Colorado.

What loan size can I expect in Meeker?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Meeker?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Meeker cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Rifle, CO — population 10,563
Silt, CO — population 3,697
Craig, CO — population 9,049
New Castle, CO — population 4,866
Parachute, CO — population 1,365
Glenwood Springs, CO — population 10,250
Hayden, CO — population 1,919
De Beque, CO — population 477