Personal loans in Richland Center, WI

Consumer lending that reaches Richland Center's 4,944 residents is governed by Wisconsin statute; no city ordinance changes it. Richland Center is home to roughly 4,944 people and stands 154th by size out of 605 Census places in Wisconsin. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Richland Center. Census figures put the 2020-to-2023 decrease in Richland Center at about 3.4%. The next larger city is Reedsburg, WI about 24 miles away.

Where Richland Center stands

The figures below are Richland Center's own — Census population, land area and coordinates — followed by the Wisconsin rules.

• Population: 4,944 — Richland Center ranks 154th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 3.4% between 2020 and 2023.
• Net change: roughly 174 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 75% of the places in Wisconsin, with 4,944 residents in Richland Center.
• Density: roughly 1,054 residents per square mile, spread over 4.7 sq mi of land.
• Land area: Richland Center covers 4.7 square miles, the 152nd-largest area among Wisconsin's 605 places.
• Water area: Richland Center has 0.08 square miles of water, ranking 198th of 605 places in Wisconsin.
• Share of Wisconsin: Richland Center holds about 0.1% of the state's population, some 4,944 people.
• Nationally: Richland Center is the 4,863rd-largest of 19,457 Census places in the dataset.
• Growth rank: Richland Center ranks 585th among Wisconsin's 605 places for the 2020-to-2023 change.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Richland Center's 3.4%.
• Density rank: Richland Center is the 209th most densely settled place in Wisconsin.
• Density vs Wisconsin: Richland Center's 1,054 people per square mile compare with a state median of 800.
• Location: latitude 43.3405, longitude -90.3834 (Census Gazetteer).
• Nearest larger cities: Reedsburg (24 mi); Dodgeville (29 mi); Baraboo (34 mi); Mount Horeb (40 mi); Platteville (43 mi). Lenders licensed in the state serve Richland Center whether or not they keep a local branch.
• Smaller communities close by: Boaz (7 mi); Muscoda (11 mi); Avoca (11 mi), each with its own Census population profile.
• Smaller neighbours: 98 places smaller than Richland Center sit within 50 miles.
• At 100 miles: 66 larger Census places fall inside that radius.

Where Richland Center sits in Wisconsin

Among Wisconsin's 605 places, Richland Center sits at 154th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 585th of 605 Wisconsin places, putting it near the 3th percentile for growth. By density, at about 1,054 people per square mile, it ranks 209th in Wisconsin. Between 2020 and 2023 the count changed by roughly 174 residents.

The geography behind Richland Center

Richland Center covers about 4.7 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,054 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 123 miles away. Within 50 miles of Richland Center there are 12 larger Census places. The 100-mile radius contains 66 larger places.

How lenders reach Richland Center

At roughly 1,054 people per square mile, Richland Center is moderately settled; 12 larger places lie within 50 miles. Distance to a branch rarely matters for Richland Center's 4,944 residents: the application is online and the price follows your credit file. The nearest larger city, Reedsburg, WI about 24 miles away.

The Richland Center borrowing checklist

For Richland Center's roughly 4,944 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Wisconsin regulator's licence list.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

None of these steps is Richland Center-specific: the same Wisconsin licensing and disclosure rules reach all 4,944 residents.

How Wisconsin law applies in Richland Center

Wisconsin has no separate rate rule for Richland Center; the sourced rows below are what reach every lender that serves its 4,944 people.