Personal loans in Rice, TX

Two households in Rice with comparable incomes can still be offered different rates; the city's 1,227 residents are not the reason. Rice ranks 746th of 1,224 places in Texas, with a population near 1,227. The trend for Rice between 2020 and 2023 is upward by roughly 2.4%. Rate-shopping from Rice costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Ennis, TX about 10 miles away.

Rice: the sourced local profile

Most of what governs a Rice loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 1,227, ranked 746th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 2.4% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a gain of about 29 residents.
• Size percentile: roughly 39% of Texas's places have fewer residents than Rice's 1,227.
• Population density: about 459 people per square mile across 2.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Rice's 2.7 square miles rank 563rd of 1,224 places in Texas.
• Water area rank: Rice ranks 246th among Texas's 1,224 places, with 0.08 sq mi.
• Within Texas: about 0.0% of the state's population lives in Rice.
• National rank: Rice sits 9,454th by population among the 19,457 places in this dataset.
• Growth in Texas: Rice stands 612th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Rice moved 2.4%.
• Density in Texas: Rice ranks 910th by people per square mile.
• Density in context: Rice's 459 people per square mile sit against a Texas median of 840.
• Location: mapped by the US Census Bureau at 32.2393, -96.4974.
• Nearest larger cities: Ennis (10 mi); Corsicana (11 mi); Palmer (16 mi); Seven Points (17 mi); Kerens (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Alma (4 mi); Emhouse (7 mi); Bardwell (12 mi).
• Within a 50-mile radius: 51 smaller Census places.
• Larger places within 100 miles: 251.

Rice on the map

Rice's land area is about 2.7 square miles; a further 0.08 square miles is water. With 1,227 residents, the land area yields roughly 459 people per square mile. The largest place in Texas, Houston, lies about 182 miles away. Counting outward 50 miles, 66 larger communities surround Rice. Within the same 50 miles lie 51 smaller Census places.

Where Rice sits in Texas

Set beside Texas's 1,224 places, Rice ranks 746th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Rice ranks 612th of 1,224 in Texas (about the 50th percentile). By density, at about 459 people per square mile, it ranks 910th in Texas. By land area, its 2.7 square miles rank 563rd of 1,224 places in Texas.

Lender access in Rice

With about 459 residents per square mile, Rice is lightly settled, and 66 larger Census places sit within 50 miles. Whether Rice has a local branch or not, a Texas-licensed lender can serve its 1,227 people online on the same terms. The nearest larger city, Ennis, TX about 10 miles away.

Inside a Rice personal loan

Rice is a small community of about 1,227 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Rice's rank of 746th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Rice loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Texas law applies in Rice

For the roughly 1,227 residents of Rice, the rules below are Texas's own; each row carries its publisher and retrieval date.