Personal loans in Garrett, TX

From the 2020 Census base to the 2023 estimate, the population rose by about 3.1%. Judge Garrett offers on total cost, not on how quickly the money arrives. A single loan can carry different costs on either side of a state line, and Garrett sits on the Texas side of that line. A larger market lies at Ennis, TX about 4 miles away.

Garrett: population, trend and location

Garrett is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 865 people, a figure that places Garrett 846th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 3.1% since the 2020 count.
• People gained or lost: about 26 more since the 2020 base.
• Size percentile: Garrett's 865 people outrank roughly 31% of the places in Texas.
• Population density: about 486 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Garrett ranks 778th among Texas's 1,224 places, at 1.8 sq mi.
• Water area rank: Garrett ranks 459th among Texas's 1,224 places, with 0.02 sq mi.
• Within Texas: about 0.0% of the state's population lives in Garrett.
• National rank: Garrett is the 10,849th most populous of the 19,457 Census places covered here.
• Growth rank: Garrett's 2020-to-2023 change ranks 567th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Garrett's 3.1%.
• Density rank: Garrett places 891st among Texas's places by people per square mile.
• Density in context: Garrett's 486 people per square mile sit against a Texas median of 840.
• Location: coordinates 32.3741, -96.6525 (US Census Bureau Gazetteer).
• Nearest larger cities: Ennis (4 mi); Palmer (4 mi); Ferris (11 mi); Waxahachie (11 mi); Red Oak (12 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Bardwell (8 mi); Alma (9 mi); Pecan Hill (11 mi).
• Smaller places within 50 miles: 50 of them.
• Within 100 miles: 278 places are larger than Garrett.

The anatomy of a Garrett personal loan

Most loans made to Garrett's 865 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Garrett loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Garrett loan is knowable in advance — unlike a revolving card balance.

Garrett on the map

Garrett's land area is about 1.8 square miles; a further 0.02 square miles is water. Spread across it are roughly 486 residents per square mile. The state's population centre of gravity, Houston, is roughly 194 miles away. Within 50 miles of Garrett there are 107 larger Census places. The 100-mile radius contains 278 larger places.

How Garrett compares across Texas

Among Texas's 1,224 places, Garrett sits at 846th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Garrett stands 567th among Texas's 1,224 places — roughly the 54th percentile. At about 486 people per square mile, Garrett is the 891st most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 26 residents.

What is available to Garrett borrowers

Garrett is lightly settled, with about 486 people per square mile and 107 larger places within 50 miles. What is available to Garrett's 865 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Ennis, TX about 4 miles away.

What Texas law requires in Garrett

For the roughly 865 residents of Garrett, the rules below are Texas's own; each row carries its publisher and retrieval date.