Personal loans in Renton, WA

Renton lost roughly 2.2% of its population across the 2020-to-2023 comparison. Verify the lender's Washington licence against the regulator named below before borrowing in Renton. Lenders active in Renton report to a Washington supervisor, identified in the sourced rows below. The nearest larger metro is Kent, WA about 6 miles away.

Local context for Renton

What follows is Renton's place in the Census record, alongside the Washington rules that govern a personal loan made here.

• Population: about 104,491, ranked 9th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.2% from the 2020 Census base to the 2023 estimate.
• Absolute change: 2,348 residents lost between 2020 and 2023.
• Size percentile: roughly 97% of Washington places rank below Renton.
• Land and density: 23.5 square miles of land carry roughly 4,439 residents per square mile.
• By land area: Renton ranks 17th among Washington's 281 places, at 23.5 sq mi.
• Water: Renton holds about 1.73 square miles, the 27th-largest water area in Washington.
• Share of Washington: Renton holds about 2.0% of the state's population, some 104,491 people.
• National rank: Renton is 303rd of 19,457 places nationwide.
• Growth rank: Renton ranks 241st among Washington's 281 places for the 2020-to-2023 change.
• Versus Washington: the state average change is +2.8%, while Renton moved 2.2%.
• Density in Washington: Renton ranks 14th by people per square mile.
• Density vs Washington: Renton's 4,439 people per square mile compare with a state median of 1,518.
• Location: latitude 47.4792, longitude -122.1946 (Census Gazetteer).
• Nearest larger cities: Kent (6 mi); Bellevue (8 mi); Seattle (12 mi); Tacoma (20 mi); Everett (34 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Tukwila (4 mi); Newcastle (4 mi); SeaTac (5 mi).
• Within a 50-mile radius: 81 smaller Census places.
• At 100 miles: 5 larger Census places fall inside that radius.

How Washington law applies in Renton

Below are the Washington rules that apply to a loan made in Renton, each with the regulator that issued it.

What is available to Renton borrowers

Renton is fairly dense, with about 4,439 people per square mile and 5 larger places within 50 miles. Distance to a branch rarely matters for Renton's 104,491 residents: the application is online and the price follows your credit file. The nearest bigger place is Kent, WA about 6 miles away.

How personal loans work in Renton

In Renton, a sizable city of about 104,491, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Renton's rank of 9th in Washington: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Renton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Renton against the rest of Washington

Within Washington, Renton holds roughly 2.0% of all residents, the 9th-largest share among 281 places. Its 2020-to-2023 change ranks 241st of 281 Washington places, putting it near the 14th percentile for growth. Its roughly 4,439 residents per square mile place it 14th among Washington's places. The population moved by about 2,348 people between 2020 and 2023, a 2.2% shift.

What to do before borrowing in Renton

A sensible order of operations for a loan in Renton, home to about 104,491 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Washington regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Washington; what changes is your credit file, not the fact that Renton holds 104,491 people.