Personal loans in Kent, WA

By population, Kent sits at 6th in Washington, with an estimated 133,378 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Kent's 133,378 residents are no exception. For the 133,378 people in Kent, Washington runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Bellevue, WA about 15 miles away.

Local context for Kent

Set out below is Kent's local context next to the state-level rules that reach every lender here.

• Population: an estimated 133,378 residents, 6th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 2.4% between 2020 and 2023.
• People gained or lost: about 3,232 fewer since the 2020 base.
• Size percentile: roughly 98% of Washington's places have fewer residents than Kent's 133,378.
• Density: the Census land area of 33.8 sq mi holds about 3,942 people per square mile.
• Land area: Kent covers 33.8 square miles, the 8th-largest area among Washington's 281 places.
• Water: Kent holds about 0.58 square miles, the 53rd-largest water area in Washington.
• Share of Washington: Kent holds about 2.6% of the state's population, some 133,378 people.
• National rank: Kent sits 210th by population among the 19,457 places in this dataset.
• Growth rank: Kent ranks 246th among Washington's 281 places for the 2020-to-2023 change.
• State comparison: Washington's places average +2.8% for 2020-to-2023, against Kent's 2.4%.
• Density rank: Kent places 22nd among Washington's places by people per square mile.
• Density vs Washington: Kent's 3,942 people per square mile compare with a state median of 1,518.
• Location: 47.3880, -122.2127 (Census Gazetteer coordinates).
• Nearest larger cities: Bellevue (15 mi); Tacoma (15 mi); Seattle (17 mi). Living near a larger metro rarely changes what is available in Kent.
• Nearest smaller towns: Des Moines (5 mi); Covington (5 mi); SeaTac (6 mi).
• Smaller places within 50 miles: 83 of them.
• At 100 miles: 3 larger Census places fall inside that radius.

The anatomy of a Kent personal loan

Kent is a sizable city of about 133,378 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Kent lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Kent loan is knowable in advance — unlike a revolving card balance.

Kent on the map

The Census Gazetteer records 33.8 square miles of land and 0.58 square miles of water within Kent. The resulting density is about 3,942 people per square mile. The state's population centre of gravity, Seattle, is roughly 17 miles away. Kent has 3 larger places within a 50-mile radius. Within the same 50 miles lie 83 smaller Census places.

How Washington law applies in Kent

Read the table as a lender's compliance picture for Kent: the rule, the sourced figure, the publisher and the date.

What is available to Kent borrowers

Kent is a fairly dense community of about 133,378 people, with 3 larger places inside a 50-mile radius. Whether Kent has a local branch or not, a Washington-licensed lender can serve its 133,378 people online on the same terms. The nearest larger city, Bellevue, WA about 15 miles away.

Kent in state context

Within Washington, Kent holds roughly 2.6% of all residents, the 6th-largest share among 281 places. Its 2020-to-2023 change ranks 246th of 281 Washington places, putting it near the 12th percentile for growth. By density, at about 3,942 people per square mile, it ranks 22nd in Washington. The population moved by about 3,232 people between 2020 and 2023, a 2.4% shift.