Personal loans in Rehobeth, AL

Personal loans in Rehobeth are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,013 population. Compare APR, not the interest rate, because the APR folds in most fees on a Rehobeth loan. Rate ceilings, licensing requirements and product limits for Rehobeth are all set at the Alabama level. The closest larger place is Taylor, AL about 4 miles away.

Where Rehobeth stands

Only a few things actually differ by place — population, area, location, and the Alabama rules a lender must follow — and they are below.

• Population: about 2,013, ranked 184th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 13.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 234 more since the 2020 base.
• Size percentile: about 60% of Alabama communities are smaller than Rehobeth (2,013 residents).
• Population density: about 262 people per square mile (Census land area 7.7 sq mi).
• Land area: Rehobeth covers 7.7 square miles, the 185th-largest area among Alabama's 462 places.
• Water area rank: Rehobeth ranks 179th among Alabama's 462 places, with 0.04 sq mi.
• Share of Alabama: Rehobeth holds about 0.1% of the state's population, some 2,013 people.
• National standing: Rehobeth ranks 7,604th of 19,457 US places.
• Growth in Alabama: Rehobeth stands 12th by percentage change from 2020 to 2023, among 462 places.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Rehobeth's 13.2%.
• Density in Alabama: Rehobeth ranks 225th by people per square mile.
• Density in context: Rehobeth's 262 people per square mile sit against a Alabama median of 259.
• Location: 31.1245, -85.4396 (Census Gazetteer coordinates).
• Nearest larger cities: Taylor (4 mi); Dothan (8 mi); Slocomb (9 mi); Graceville (12 mi); Ashford (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Malvern (5 mi); Madrid (7 mi); Cowarts (10 mi).
• Within a 50-mile radius: 52 smaller Census places.
• At 100 miles: 74 larger Census places fall inside that radius.

Alabama consumer-lending rules applied in Rehobeth

When Alabama does not publish a figure, the row links to the source instead of inventing a number; Rehobeth is bound by the same rules.

The Rehobeth borrowing checklist

A sensible order of operations for a loan in Rehobeth, home to about 2,013 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Alabama regulator's licence list.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Rehobeth and the rest of Alabama is not the process but the borrower's own file, among the 2,013 people here.

How Rehobeth compares across Alabama

Within Alabama, Rehobeth holds roughly 0.1% of all residents, the 184th-largest share among 462 places. For population change between 2020 and 2023, Rehobeth ranks 12th of 462 in Alabama (about the 97th percentile). Its roughly 262 residents per square mile place it 225th among Alabama's places. The population moved by about 234 people between 2020 and 2023, a 13.2% shift.

How a Rehobeth personal loan is priced

With roughly 2,013 residents, Rehobeth is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Rehobeth's rank of 184th in Alabama: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Rehobeth loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Rehobeth

Rehobeth covers about 7.7 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). That land carries about 262 people per square mile. The state's population centre of gravity, Huntsville, is roughly 257 miles away. Within 50 miles of Rehobeth there are 24 larger Census places. The 100-mile radius contains 74 larger places.