Personal loans in Campbellton, FL
The trend for Campbellton between 2020 and 2023 is upward by roughly 3.1%. About 198 people live in Campbellton, placing it 401st of 411 Census places in Florida.
Campbellton is a small community of about 198 residents, and a personal loan taken out here is governed by Florida statute. Pull your credit reports and line up at least three offers before you apply from Campbellton. For the 198 people in Campbellton, Florida runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Jacob City, FL about 5 miles away.
Campbellton by the numbers
Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.
- Population: about 198, ranked 401st of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.1% above the 2020 Census base.
- People gained or lost: about 6 more since the 2020 base.
- Size percentile: roughly 2% of Florida places rank below Campbellton.
- Density: roughly 76 residents per square mile, spread over 2.6 sq mi of land.
- By land area: Campbellton ranks 273rd among Florida's 411 places, at 2.6 sq mi.
- Water area: Campbellton has 0.08 square miles of water, ranking 280th of 411 places in Florida.
- Share of Florida: Campbellton holds about 0.0% of the state's population, some 198 people.
- National rank: Campbellton sits 16,520th by population among the 19,457 places in this dataset.
- Growth in Florida: Campbellton stands 184th by percentage change from 2020 to 2023, among 411 places.
- Against the state trend: Campbellton's 3.1% change compares with a Florida average of +5.5% across its 411 places.
- Density rank: Campbellton is the 403rd most densely settled place in Florida.
- Against the state median: Campbellton runs about 76 residents per square mile, where the Florida median is 1,608.
- Location: mapped by the US Census Bureau at 30.9579, -85.4086.
- Nearest larger cities: Jacob City (5 mi); Madrid (5 mi); Graceville (6 mi); Cottonwood (9 mi); Rehobeth (12 mi). Online lenders reach Campbellton no matter how far the nearest branch is.
- Smaller communities close by: Bascom (17 mi); Jakin (27 mi); Haleburg (35 mi), each with its own Census population profile.
- Within a 50-mile radius: 4 smaller Census places.
- Within 100 miles: 170 places are larger than Campbellton.
Campbellton on the map
Campbellton's land area is about 2.6 square miles; a further 0.08 square miles is water. The resulting density is about 76 people per square mile. The state's population centre of gravity, Jacksonville, is roughly 227 miles away. Campbellton has 68 larger places within a 50-mile radius. The 100-mile radius contains 170 larger places.
The state rulebook for Campbellton
Every row below records a Florida rule, its publisher and its retrieval date — the same rules a Campbellton lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Before you apply in Campbellton
A sensible order of operations for a loan in Campbellton, home to about 198 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Florida regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Florida; what changes is your credit file, not the fact that Campbellton holds 198 people.
What shapes a Campbellton personal loan
Campbellton is a small community of about 198 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Campbellton lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Campbellton loan but raises total interest, so the smallest payment is not the cheapest loan.
Campbellton in state context
Set beside Florida's 411 places, Campbellton ranks 401st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 184th of 411 Florida places, putting it near the 55th percentile for growth. At about 76 people per square mile, Campbellton is the 403rd most densely settled place in Florida. Between 2020 and 2023 the count changed by roughly 6 residents.
Common questions
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Nearby places
- Jacob City, FL — population 225
- Madrid, AL — population 262
- Graceville, FL — population 2,208
- Cottonwood, AL — population 1,086
- Rehobeth, AL — population 2,013
- Cottondale, FL — population 868
- Noma, FL — population 215
- Malvern, AL — population 1,567