Personal loans in Redmond, UT
Redmond, Utah — home to about 803 people — is a small community, so the terms you are offered follow Utah law rather than any local rule. Redmond ranks 172nd of 255 places in Utah, with a population near 803.
Redmond gained roughly 5.0% in population across the 2020-to-2023 comparison. Verify the lender's Utah licence against the regulator named below before borrowing in Redmond. For a bigger market, look to Salina, UT about 5 miles away. Lenders active in Redmond report to a Utah supervisor, identified in the sourced rows below.
Local context for Redmond
Set out below is Redmond's local context next to the state-level rules that reach every lender here.
- Population: about 803 people live here, which puts Redmond 172nd of 255 Census places in Utah (Vintage 2023).
- Population trend: About 5.0% above the 2020 Census base.
- Net change: roughly 38 more people than the 2020 Census counted.
- Size percentile: about 33% of Utah's Census places are smaller than Redmond.
- Population density: about 858 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Redmond covers 0.9 square miles, the 223rd-largest area among Utah's 255 places.
- Water: Redmond holds about 0.02 square miles, the 56th-largest water area in Utah.
- Within Utah: about 0.0% of the state's population lives in Redmond.
- Nationally: Redmond is the 11,174th-largest of 19,457 Census places in the dataset.
- Growth rank: Redmond ranks 103rd among Utah's 255 places for the 2020-to-2023 change.
- Against the state trend: Redmond's 5.0% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Redmond places 114th among Utah's places by people per square mile.
- Density vs Utah: Redmond's 858 people per square mile compare with a state median of 705.
- Location: 39.0053, -111.8672 (US Census Bureau Gazetteer).
- Nearest larger cities: Salina (5 mi); Aurora (7 mi); Centerfield (9 mi); Gunnison (11 mi); Richfield (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Sigurd (11 mi); Mayfield (12 mi); Fayette (15 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 23 of them.
- At 100 miles: 57 larger Census places fall inside that radius.
Redmond's place among Utah's 255 places
Within Utah, Redmond holds roughly 0.0% of all residents, the 172nd-largest share among 255 places. Its 2020-to-2023 change ranks 103rd of 255 Utah places, putting it near the 60th percentile for growth. Its roughly 858 residents per square mile place it 114th among Utah's places. In land area, Redmond ranks 223rd among Utah's 255 places.
Where Redmond sits
The Census Gazetteer records 0.9 square miles of land and 0.02 square miles of water within Redmond. That land carries about 858 people per square mile. The largest place in Utah, Salt Lake City, lies about 122 miles away. Within 50 miles of Redmond there are 22 larger Census places. The 100-mile radius contains 57 larger places.
The Utah lending rules that reach Redmond
These are Utah's sourced lending facts as they reach Redmond's 803 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Steps to take before a Redmond loan
For Redmond's roughly 803 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Utah licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Redmond-specific: the same Utah licensing and disclosure rules reach all 803 residents.
How lenders reach Redmond
Redmond is moderately settled, with about 858 people per square mile and 22 larger places within 50 miles. Distance to a branch rarely matters for Redmond's 803 residents: the application is online and the price follows your credit file. The nearest larger city, Salina, UT about 5 miles away.
Common questions
What are my options in Redmond if my credit is poor?
What loan size can I expect in Redmond?
Do I have to pledge anything to borrow in Redmond?
Does comparing loans in Redmond cost me credit score points?
Nearby places
- Salina, UT — population 2,592
- Aurora, UT — population 1,038
- Centerfield, UT — population 1,419
- Gunnison, UT — population 3,621
- Sigurd, UT — population 427
- Mayfield, UT — population 594
- Fayette, UT — population 261
- Sterling, UT — population 295