Personal loans in Mayfield, UT

The roughly 594 people who live in Mayfield borrow under Utah rules; city hall sets no personal-loan rate. Rate ceilings, licensing requirements and product limits for Mayfield are all set at the Utah level. Pull your credit reports and line up at least three offers before you apply from Mayfield. The closest larger city is Centerfield, UT about 6 miles away.

Borrowing in Mayfield: the local picture

Mayfield is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 594 people, a figure that places Mayfield 183rd among the 255 Census places in Utah (US Census Bureau, Vintage 2023).
• Population trend: About 6.5% above the 2020 Census base.
• Net change: roughly 36 more people than the 2020 Census counted.
• Size percentile: roughly 28% of Utah places rank below Mayfield.
• Density: roughly 661 residents per square mile, spread over 0.9 sq mi of land.
• Land area rank: Mayfield's 0.9 square miles rank 226th of 255 places in Utah.
• Share of Utah: Mayfield holds about 0.0% of the state's population, some 594 people.
• National rank: Mayfield is the 12,473rd most populous of the 19,457 Census places covered here.
• Growth rank: Mayfield's 2020-to-2023 change ranks 77th of 255 places in Utah.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Mayfield's 6.5%.
• Density rank: Mayfield places 134th among Utah's places by people per square mile.
• Against the state median: Mayfield runs about 661 residents per square mile, where the Utah median is 705.
• Location: 39.1193, -111.7080 (US Census Bureau Gazetteer).
• Nearest larger cities: Centerfield (6 mi); Gunnison (6 mi); Manti (11 mi); Redmond (12 mi); Salina (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Sterling (5 mi); Fayette (11 mi); Sigurd (22 mi).
• Smaller places within 50 miles: 17 of them.
• Larger places within 100 miles: 70.

Inside a Mayfield personal loan

In Mayfield, a small community of about 594, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Mayfield lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Mayfield loan is knowable in advance — unlike a revolving card balance.

Mayfield against the rest of Utah

Against Utah's other places, Mayfield accounts for about 0.0% of the state's population and ranks 183rd of 255 by size. On the 2020-to-2023 trend, Mayfield stands 77th among Utah's 255 places — roughly the 70th percentile. Its roughly 661 residents per square mile place it 134th among Utah's places. Between 2020 and 2023 the count changed by roughly 36 residents.

How Utah law applies in Mayfield

These are Utah's sourced lending facts as they reach Mayfield's 594 residents; the state has no city-level rate rule.

What to do before borrowing in Mayfield

A sensible order of operations for a loan in Mayfield, home to about 594 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Utah regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Mayfield-specific: the same Utah licensing and disclosure rules reach all 594 residents.

Mayfield on the map

Inside Mayfield's boundaries lie about 0.9 square miles of land, with no significant water area recorded. The resulting density is about 661 people per square mile. Salt Lake City, the largest place in Utah, is about 115 miles from Mayfield. Mayfield has 27 larger places within a 50-mile radius. By land area it ranks 226th of 255 Utah places.