Personal loans in Raymondville, TX

The 2020 count to the 2023 estimate shows about 1.1% decline in Raymondville. Pull your credit reports and line up at least three offers before you apply from Raymondville. The closest larger place is Harlingen, TX about 20 miles away. For the 10,135 people in Raymondville, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Borrowing in Raymondville: the local picture

What follows is Raymondville's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: about 10,135, ranked 243rd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 1.1% between 2020 and 2023.
• Absolute change: 109 residents lost between 2020 and 2023.
• Size percentile: bigger than about 80% of the places in Texas, with 10,135 residents in Raymondville.
• Land and density: 4.1 square miles of land carry roughly 2,463 residents per square mile.
• By land area: Raymondville ranks 437th among Texas's 1,224 places, at 4.1 sq mi.
• Water area: Raymondville has 0.01 square miles of water, ranking 553rd of 1,224 places in Texas.
• State population share: Raymondville accounts for about 0.0% of everyone in Texas.
• National rank: Raymondville is the 3,131st most populous of the 19,457 Census places covered here.
• Growth rank: Raymondville's 2020-to-2023 change ranks 970th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Raymondville's 1.1%.
• Density rank: Raymondville places 122nd among Texas's places by people per square mile.
• Against the state median: Raymondville runs about 2,463 residents per square mile, where the Texas median is 840.
• Location: coordinates 26.4757, -97.7777 (US Census Bureau Gazetteer).
• Nearest larger cities: Harlingen (20 mi); Mercedes (24 mi); San Benito (25 mi); Weslaco (25 mi); Edinburg (26 mi). Online lenders reach Raymondville no matter how far the nearest branch is.
• Smaller places nearby: Lyford (4 mi); San Perlita (9 mi); La Villa (15 mi).
• Within a 50-mile radius: 25 smaller Census places.
• Larger places within 100 miles: 21.

Texas consumer-lending rules applied in Raymondville

This table holds the Texas rate and licensing rules for consumer loans made to Raymondville's 10,135 residents.

Raymondville against the rest of Texas

Raymondville is the 243rd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Raymondville stands 970th among Texas's 1,224 places — roughly the 21th percentile. By density, at about 2,463 people per square mile, it ranks 122nd in Texas. By land area, its 4.1 square miles rank 437th of 1,224 places in Texas.

Where Raymondville sits

The Census Gazetteer records 4.1 square miles of land and 0.01 square miles of water within Raymondville. With 10,135 residents, the land area yields roughly 2,463 people per square mile. The state's population centre of gravity, Houston, is roughly 271 miles away. A 50-mile radius around Raymondville takes in 15 places that are larger. By land area it ranks 437th of 1,224 Texas places.

The Raymondville borrowing checklist

A sensible order of operations for a loan in Raymondville, home to about 10,135 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

The process is identical across Texas; what changes is your credit file, not the fact that Raymondville holds 10,135 people.

What a Raymondville borrower is actually offered

In Raymondville, a small town of about 10,135, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Raymondville can be quoted different APRs on the same amount and term. The term you choose in Raymondville decides the split between a comfortable payment and the total interest you pay.