Personal loans in Combes, TX
In Combes, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate. Begin with the payment, then weigh APR and total interest across the lenders that reach Combes's 3,171 residents.
Roughly 3,171 residents live in Combes, the 476th-largest community in Texas. To lend to Combes's 3,171 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Combes up by about 0.7%. For a bigger market, look to Primera, TX about 2 miles away.
Where Combes stands
What follows is Combes's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 3,171 residents; Combes is the 476th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 0.7% between 2020 and 2023.
- Net change: roughly 23 more people than the 2020 Census counted.
- Size percentile: about 61% of Texas communities are smaller than Combes (3,171 residents).
- Population density: 977 people per square mile on 3.2 square miles of land.
- Land area rank: Combes's 3.2 square miles rank 502nd of 1,224 places in Texas.
- Water area rank: Combes ranks 341st among Texas's 1,224 places, with 0.04 sq mi.
- State share: roughly 0.0% of Texas's residents live in Combes (3,171 people).
- National rank: Combes sits 6,102nd by population among the 19,457 places in this dataset.
- Growth rank: Combes's 2020-to-2023 change ranks 786th of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Combes's 0.7%.
- Density rank: Combes places 526th among Texas's places by people per square mile.
- Density vs Texas: Combes's 977 people per square mile compare with a state median of 840.
- Location: coordinates 26.2465, -97.7268 (US Census Bureau Gazetteer).
- Nearest larger cities: Primera (2 mi); Harlingen (4 mi); La Feria (9 mi); San Benito (10 mi); Mercedes (13 mi). Larger metros often have more branches, but online lenders reach Combes on the same terms.
- Smaller communities close by: Palm Valley (3 mi); Santa Rosa (6 mi); Rio Hondo (9 mi), each with its own Census population profile.
- Smaller neighbours: 15 places smaller than Combes sit within 50 miles.
- Larger places within 100 miles: 30.
Texas consumer-lending rules applied in Combes
Read the table as a lender's compliance picture for Combes: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The anatomy of a Combes personal loan
A Combes personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,171 residents. Two numbers drive a Combes loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Combes loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Combes
With about 977 residents per square mile, Combes is moderately settled, and 25 larger Census places sit within 50 miles. Lenders licensed in Texas reach Combes's 3,171 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Primera, TX about 2 miles away.
Combes against the rest of Texas
Combes is the 476th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 786th of 1,224 Texas places, putting it near the 36th percentile for growth. Its roughly 977 residents per square mile place it 526th among Texas's places. In land area, Combes ranks 502nd among Texas's 1,224 places.
Where Combes sits
The Census Gazetteer records 3.2 square miles of land and 0.04 square miles of water within Combes. That land carries about 977 people per square mile. Houston, the largest place in Texas, is about 283 miles from Combes. A 50-mile radius around Combes takes in 25 places that are larger. The 100-mile radius contains 30 larger places.
Common questions
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Nearby places
- Primera, TX — population 5,371
- Palm Valley, TX — population 1,358
- Harlingen, TX — population 71,510
- Santa Rosa, TX — population 2,372
- La Feria, TX — population 6,758
- San Benito, TX — population 24,493
- Rio Hondo, TX — population 2,295
- Lyford, TX — population 2,207