Personal loans in Combes, TX

In Combes, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate. Begin with the payment, then weigh APR and total interest across the lenders that reach Combes's 3,171 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Roughly 3,171 residents live in Combes, the 476th-largest community in Texas. To lend to Combes's 3,171 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. A 2020-to-2023 comparison shows Combes up by about 0.7%. For a bigger market, look to Primera, TX about 2 miles away.

Where Combes stands

What follows is Combes's place in the Census record, alongside the Texas rules that govern a personal loan made here.

Texas consumer-lending rules applied in Combes

Read the table as a lender's compliance picture for Combes: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

The anatomy of a Combes personal loan

A Combes personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,171 residents. Two numbers drive a Combes loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Combes loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Combes

With about 977 residents per square mile, Combes is moderately settled, and 25 larger Census places sit within 50 miles. Lenders licensed in Texas reach Combes's 3,171 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Primera, TX about 2 miles away.

Combes against the rest of Texas

Combes is the 476th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 786th of 1,224 Texas places, putting it near the 36th percentile for growth. Its roughly 977 residents per square mile place it 526th among Texas's places. In land area, Combes ranks 502nd among Texas's 1,224 places.

Where Combes sits

The Census Gazetteer records 3.2 square miles of land and 0.04 square miles of water within Combes. That land carries about 977 people per square mile. Houston, the largest place in Texas, is about 283 miles from Combes. A 50-mile radius around Combes takes in 25 places that are larger. The 100-mile radius contains 30 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Combes if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Combes is the same as anywhere in Texas.
What loan size can I expect in Combes?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Combes?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Combes cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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