Personal loans in Ravenden Springs, AR

With an estimated 120 residents, Ravenden Springs is the 428th-largest of 500 places in Arkansas. Between the 2020 Census base and the 2023 estimate, Ravenden Springs's population barely changed. Every figure below is Arkansas's own, applied to Ravenden Springs's 120 residents, with the publisher and retrieval date attached. Begin with the payment, then weigh APR and total interest across the lenders that reach Ravenden Springs's 120 residents. The nearest larger city is Ravenden, AR about 5 miles away.

Where Ravenden Springs stands

Set out below is Ravenden Springs's local context next to the state-level rules that reach every lender here.

• Population: an estimated 120 residents, 428th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: bigger than about 14% of the places in Arkansas, with 120 residents in Ravenden Springs.
• Population density: about 103 people per square mile (Census land area 1.2 sq mi).
• Land area: Ravenden Springs covers 1.2 square miles, the 323rd-largest area among Arkansas's 500 places.
• Share of state population: Ravenden Springs's 120 residents are about 0.0% of Arkansas.
• National standing: Ravenden Springs ranks 17,778th of 19,457 US places.
• Growth rank: Ravenden Springs ranks 231st among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Ravenden Springs moved 0.0%.
• Density in Arkansas: Ravenden Springs ranks 451st by people per square mile.
• Density in context: Ravenden Springs's 103 people per square mile sit against a Arkansas median of 386.
• Location: 36.3127, -91.2233 (Census Gazetteer coordinates).
• Nearest larger cities: Ravenden (5 mi); Imboden (8 mi); Hardy (14 mi); Pocahontas (14 mi); Black Rock (16 mi). Larger metros often have more branches, but online lenders reach Ravenden Springs on the same terms.
• Nearest smaller towns: Williford (9 mi); Powhatan (17 mi); Smithville (17 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 10 of them.
• At 100 miles: 257 larger Census places fall inside that radius.

What Arkansas law requires in Ravenden Springs

This table holds the Arkansas rate and licensing rules for consumer loans made to Ravenden Springs's 120 residents.

What a Ravenden Springs borrower is actually offered

Ravenden Springs is a small community of about 120 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Ravenden Springs's rank of 428th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Ravenden Springs decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Ravenden Springs

With about 103 residents per square mile, Ravenden Springs is lightly settled, and 67 larger Census places sit within 50 miles. Lenders licensed in Arkansas reach Ravenden Springs's 120 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Ravenden, AR about 5 miles away.

Land, water and location for Ravenden Springs

The Census Gazetteer records about 1.2 square miles of land within Ravenden Springs, with no significant water area listed. That land carries about 103 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 127 miles. Within 50 miles of Ravenden Springs there are 67 larger Census places. By land area it ranks 323rd of 500 Arkansas places.

The Ravenden Springs borrowing checklist

For Ravenden Springs's roughly 120 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Ravenden Springs as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 120 residents.