Personal loans in Imboden, AR
If you are weighing a personal loan in Imboden, start from the payment you can carry; its 641 residents face the same statewide rules.
If debt is already a strain, a nonprofit credit counsellor can help Imboden residents before they take on more. At about 641 residents, Imboden is larger than roughly 54% of the places in Arkansas. Every figure below is Arkansas's own, applied to Imboden's 641 residents, with the publisher and retrieval date attached. From the 2020 Census base to the 2023 estimate, the population declined by about 0.2%. The nearest larger metro is Pocahontas, AR about 12 miles away.
What the Census records for Imboden
Most of what governs a Imboden loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 641 residents in Imboden (Vintage 2023 subcounty estimate), the 230th-largest figure among Arkansas's 500 places.
- Population trend: A loss of roughly 0.2% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: Imboden's 641 people outrank roughly 54% of the places in Arkansas.
- Land and density: 1.3 square miles of land carry roughly 504 residents per square mile.
- Land area rank: Imboden's 1.3 square miles rank 313th of 500 places in Arkansas.
- Share of state population: Imboden's 641 residents are about 0.0% of Arkansas.
- National standing: Imboden ranks 12,159th of 19,457 US places.
- Growth rank: Imboden ranks 243rd among Arkansas's 500 places for the 2020-to-2023 change.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Imboden's 0.2%.
- Density rank: Imboden places 187th among Arkansas's places by people per square mile.
- Density vs Arkansas: Imboden's 504 people per square mile compare with a state median of 386.
- Location: mapped by the US Census Bureau at 36.1997, -91.1774.
- Nearest larger cities: Pocahontas (12 mi); Walnut Ridge (15 mi); Hoxie (16 mi); Hardy (19 mi); Highland (20 mi). Online lenders reach Imboden no matter how far the nearest branch is.
- Smaller places nearby: Ravenden (5 mi); Black Rock (8 mi); Ravenden Springs (8 mi).
- Within a 50-mile radius: 48 smaller Census places.
- Larger places within 100 miles: 131.
Land, water and location for Imboden
Inside Imboden's boundaries lie about 1.3 square miles of land, with no significant water area recorded. With 641 residents, the land area yields roughly 504 people per square mile. Little Rock, the largest place in Arkansas, is about 122 miles from Imboden. A 50-mile radius around Imboden takes in 32 places that are larger. The 100-mile radius contains 131 larger places.
The Arkansas lending rules that reach Imboden
Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Imboden lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
Where Imboden sits in Arkansas
Set beside Arkansas's 500 places, Imboden ranks 230th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 243rd of 500 Arkansas places, putting it near the 51th percentile for growth. At about 504 people per square mile, Imboden is the 187th most densely settled place in Arkansas. The population moved by about 1 people between 2020 and 2023, a 0.2% shift.
Before you apply in Imboden
Before you apply in Imboden, a community of about 641, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Imboden as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 641 residents.
Borrowing reach in Imboden
At roughly 504 people per square mile, Imboden is moderately settled; 32 larger places lie within 50 miles. Distance to a branch rarely matters for Imboden's 641 residents: the application is online and the price follows your credit file. The nearest bigger place is Pocahontas, AR about 12 miles away.
Common questions
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Nearby places
- Ravenden, AR — population 423
- Black Rock, AR — population 608
- Ravenden Springs, AR — population 120
- Powhatan, AR — population 101
- Portia, AR — population 420
- Smithville, AR — population 85
- Williford, AR — population 83
- Lynn, AR — population 254