Personal loans in Randlett, OK
State law, not city hall, decides what a lender may do to Randlett's roughly 291 residents, and a state regulator supervises it. Randlett is home to roughly 291 people and stands 383rd by size out of 590 Census places in Oklahoma.
A lender serving Randlett holds a Oklahoma licence and answers to a Oklahoma regulator; no city office is involved for its 291 residents. Population in Randlett climbed about 0.3% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Randlett lender. The closest larger city is Burkburnett, TX about 9 miles away.
Randlett by the numbers
Here is the sourced Census picture for Randlett, plus the Oklahoma lending rules that apply to a loan taken out here.
- Population: 291 people, a figure that places Randlett 383rd among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 0.3% between 2020 and 2023.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: roughly 35% of Oklahoma places rank below Randlett.
- Density: the Census land area of 0.6 sq mi holds about 464 people per square mile.
- Land area: Randlett covers 0.6 square miles, the 394th-largest area among Oklahoma's 590 places.
- State share: roughly 0.0% of Oklahoma's residents live in Randlett (291 people).
- National rank: Randlett is 15,224th of 19,457 places nationwide.
- Growth in Oklahoma: Randlett stands 314th by percentage change from 2020 to 2023, among 590 places.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Randlett's 0.3%.
- Density rank: Randlett is the 332nd most densely settled place in Oklahoma.
- Density in context: Randlett's 464 people per square mile sit against a Oklahoma median of 546.
- Location: it lies at 34.1773, -98.4639 in the Census Gazetteer.
- Nearest larger cities: Burkburnett (9 mi); Cashion Community (10 mi); Grandfield (13 mi); Walters (14 mi); Temple (15 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Devol (7 mi); Loveland (20 mi); Hastings (21 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 15 of them.
- Larger places within 100 miles: 163.
Where Randlett sits in Oklahoma
Within Oklahoma, Randlett holds roughly 0.0% of all residents, the 383rd-largest share among 590 places. Its 2020-to-2023 change ranks 314th of 590 Oklahoma places, putting it near the 47th percentile for growth. At about 464 people per square mile, Randlett is the 332nd most densely settled place in Oklahoma. In land area, Randlett ranks 394th among Oklahoma's 590 places.
The Oklahoma lending rules that reach Randlett
Oklahoma has no separate rate rule for Randlett; the sourced rows below are what reach every lender that serves its 291 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Lender access in Randlett
Randlett is a lightly settled community of about 291 people, with 43 larger places inside a 50-mile radius. A Oklahoma licence lets a lender serve Randlett without a local office, so branch density does not change what its 291 residents are offered. The nearest larger city, Burkburnett, TX about 9 miles away.
The geography behind Randlett
Inside Randlett's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 464 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 104 miles away. A 50-mile radius around Randlett takes in 43 places that are larger. By land area it ranks 394th of 590 Oklahoma places.
Steps to take before a Randlett loan
Before you hand your details to a lender in Randlett, where the population is near 291:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Oklahoma regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Oklahoma; what changes is your credit file, not the fact that Randlett holds 291 people.
Common questions
What are my options in Randlett if my credit is poor?
What loan size can I expect in Randlett?
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Does comparing loans in Randlett cost me credit score points?
Nearby places
- Devol, OK — population 91
- Burkburnett, TX — population 11,089
- Cashion Community, TX — population 292
- Walters, OK — population 2,359
- Grandfield, OK — population 900
- Temple, OK — population 837
- Dean, TX — population 522
- Pleasant Valley, TX — population 358