Personal loans in Dean, TX
For a borrower among the roughly 522 residents of Dean, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 522 people in Dean, the 967th-largest figure among Texas's 1,224 places.
A 2020-to-2023 comparison shows Dean up by about 5.9%. Judge Dean offers on total cost, not on how quickly the money arrives. The next larger city is Wichita Falls, TX about 7 miles away. For the 522 people in Dean, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
The Dean data picture
What follows is Dean's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: about 522 people live here, which puts Dean 967th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Up about 5.9% from the 2020 Census base to the 2023 estimate.
- Absolute change: 29 residents added between 2020 and 2023.
- Size percentile: about 21% of Texas communities are smaller than Dean (522 residents).
- Population density: 245 people per square mile on 2.1 square miles of land.
- By land area: Dean ranks 654th among Texas's 1,224 places, at 2.1 sq mi.
- Water area: Dean has 0.01 square miles of water, ranking 538th of 1,224 places in Texas.
- State share: roughly 0.0% of Texas's residents live in Dean (522 people).
- National rank: Dean is 12,984th of 19,457 places nationwide.
- Growth in Texas: Dean stands 384th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Dean's 5.9%.
- Density in Texas: Dean ranks 1,089th by people per square mile.
- Against the state median: Dean runs about 245 residents per square mile, where the Texas median is 840.
- Location: 33.9162, -98.4014 (Census Gazetteer coordinates).
- Nearest larger cities: Wichita Falls (7 mi); Lakeside City (10 mi); Petrolia (12 mi); Henrietta (14 mi); Burkburnett (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Jolly (4 mi); Cashion Community (10 mi); Pleasant Valley (11 mi).
- Within a 50-mile radius: 20 smaller Census places.
- Within 100 miles: 173 places are larger than Dean.
The Texas lending rules that reach Dean
Read the table as a lender's compliance picture for Dean: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
A pre-application checklist for Dean
These steps shape the offer you get in Dean, a place of about 522 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Texas licence with the regulator named above before committing.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between Dean and the rest of Texas is not the process but the borrower's own file, among the 522 people here.
What is available to Dean borrowers
Dean is lightly settled, with about 245 people per square mile and 25 larger places within 50 miles. A Texas licence lets a lender serve Dean without a local office, so branch density does not change what its 522 residents are offered. For a larger market, the closest option is Wichita Falls, TX about 7 miles away.
How Dean compares across Texas
Within Texas, Dean holds roughly 0.0% of all residents, the 967th-largest share among 1,224 places. Its 2020-to-2023 change ranks 384th of 1,224 Texas places, putting it near the 69th percentile for growth. At about 245 people per square mile, Dean is the 1,089th most densely settled place in Texas. The population moved by about 29 people between 2020 and 2023, a 5.9% shift.
Land, water and location for Dean
Dean's land area is about 2.1 square miles; a further 0.01 square miles is water. That land carries about 245 people per square mile. The largest place in Texas, Houston, lies about 336 miles away. Within 50 miles of Dean there are 25 larger Census places. By land area it ranks 654th of 1,224 Texas places.
Common questions
What are my options in Dean if my credit is poor?
What loan size can I expect in Dean?
Do I have to pledge anything to borrow in Dean?
Does comparing loans in Dean cost me credit score points?
Nearby places
- Jolly, TX — population 179
- Wichita Falls, TX — population 102,691
- Cashion Community, TX — population 292
- Lakeside City, TX — population 1,287
- Petrolia, TX — population 539
- Pleasant Valley, TX — population 358
- Burkburnett, TX — population 11,089
- Henrietta, TX — population 3,239