Personal loans in Quitman, MS

Two households in Quitman with comparable incomes can still be offered different rates; the city's 1,973 residents are not the reason. Quitman lost roughly 4.3% of its population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Quitman lender. The closest larger city is Meridian, MS about 24 miles away.

Local context for Quitman

Here is the sourced Census picture for Quitman, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: 1,973 people, a figure that places Quitman 99th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 4.3% across the 2020-to-2023 comparison.
• People gained or lost: about 89 fewer since the 2020 base.
• Size percentile: about 67% of Mississippi communities are smaller than Quitman (1,973 residents).
• Population density: about 381 people per square mile across 5.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Quitman's 5.2 square miles rank 103rd of 299 places in Mississippi.
• Water area rank: Quitman ranks 19th among Mississippi's 299 places, with 0.73 sq mi.
• Share of state population: Quitman's 1,973 residents are about 0.1% of Mississippi.
• National standing: Quitman ranks 7,686th of 19,457 US places.
• Growth in Mississippi: Quitman stands 213th by percentage change from 2020 to 2023, among 299 places.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Quitman's 4.3%.
• Density rank: Quitman is the 174th most densely settled place in Mississippi.
• Density vs Mississippi: Quitman's 381 people per square mile compare with a state median of 434.
• Location: mapped by the US Census Bureau at 32.0415, -88.7205.
• Nearest larger cities: Meridian (24 mi); Waynesboro (26 mi); Newton (32 mi); Laurel (35 mi); York (40 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Stonewall (8 mi); Pachuta (10 mi); Enterprise (11 mi).
• Within a 50-mile radius: 32 smaller Census places.
• Larger places within 100 miles: 59.

The Mississippi lending rules that reach Quitman

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Quitman lender must follow.

How a Quitman personal loan is priced

Quitman is a small community of about 1,973 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Quitman can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Quitman loan but raises total interest, so the smallest payment is not the cheapest loan.

How Quitman compares across Mississippi

Among Mississippi's 299 places, Quitman sits at 99th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Quitman ranks 213th of 299 in Mississippi (about the 29th percentile). Its roughly 381 residents per square mile place it 174th among Mississippi's places. In land area, Quitman ranks 103rd among Mississippi's 299 places.

A practical checklist for Quitman borrowers

These steps shape the offer you get in Quitman, a place of about 1,973 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Quitman as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 1,973 residents.

How lenders reach Quitman

Quitman is lightly settled, with about 381 people per square mile and 9 larger places within 50 miles. Lenders licensed in Mississippi reach Quitman's 1,973 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Meridian, MS about 24 miles away.