Personal loans in Chunky, MS

Chunky, Mississippi — home to about 269 people — is a small community, so the terms you are offered follow Mississippi law rather than any local rule. Every figure below is Mississippi's own, applied to Chunky's 269 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Chunky. The nearest larger metro is Hickory, MS about 5 miles away.

Where Chunky stands

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

• Population: about 269, ranked 252nd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: About 0.7% below the 2020 Census base.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: Chunky sits ahead of around 16% of Mississippi places, at 269 people.
• Density: roughly 323 residents per square mile, spread over 0.8 sq mi of land.
• Land area rank: Chunky's 0.8 square miles rank 258th of 299 places in Mississippi.
• Share of Mississippi: Chunky holds about 0.0% of the state's population, some 269 people.
• National rank: Chunky is 15,500th of 19,457 places nationwide.
• Growth in Mississippi: Chunky stands 75th by percentage change from 2020 to 2023, among 299 places.
• Against the state trend: Chunky's 0.7% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Chunky ranks 200th by people per square mile.
• Against the state median: Chunky runs about 323 residents per square mile, where the Mississippi median is 434.
• Location: 32.3275, -88.9302 (US Census Bureau Gazetteer).
• Nearest larger cities: Hickory (5 mi); Enterprise (13 mi); Newton (13 mi); Decatur (13 mi); Meridian (15 mi). Living near a larger metro rarely changes what is available in Chunky.
• Smaller places nearby: Pachuta (20 mi); Montrose (23 mi); Louin (27 mi).
• Smaller places within 50 miles: 9 of them.
• At 100 miles: 135 larger Census places fall inside that radius.

Land, water and location for Chunky

Chunky covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 323 residents per square mile. The state's population centre of gravity, Jackson, is roughly 75 miles away. Counting outward 50 miles, 36 larger communities surround Chunky. The 100-mile radius contains 135 larger places.

Mississippi consumer-lending rules applied in Chunky

Read the table as a lender's compliance picture for Chunky: the rule, the sourced figure, the publisher and the date.

Chunky against the rest of Mississippi

Among Mississippi's 299 places, Chunky sits at 252nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Chunky ranks 75th of 299 in Mississippi (about the 75th percentile). By density, at about 323 people per square mile, it ranks 200th in Mississippi. In land area, Chunky ranks 258th among Mississippi's 299 places.

Borrowing reach in Chunky

At roughly 323 people per square mile, Chunky is lightly settled; 36 larger places lie within 50 miles. A Mississippi licence lets a lender serve Chunky without a local office, so branch density does not change what its 269 residents are offered. The nearest bigger place is Hickory, MS about 5 miles away.

What to do before borrowing in Chunky

Before you apply in Chunky, a community of about 269, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Mississippi licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

In Chunky as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 269 residents.