Personal loans in Hickory, MS

A personal loan in Hickory is priced from your credit file and income, not from the fact that the city holds 406 people. Every figure below is Mississippi's own, applied to Hickory's 406 residents, with the publisher and retrieval date attached. Begin with the payment, then weigh APR and total interest across the lenders that reach Hickory's 406 residents. The nearest larger city is Newton, MS about 7 miles away.

Borrowing in Hickory: the local picture

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

• Population: the Census counts 406 residents in Hickory (Vintage 2023 subcounty estimate), the 218th-largest figure among Mississippi's 299 places.
• Population trend: Roughly 0.7% fewer residents than the 2020 Census counted.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 27% of the places in Mississippi, with 406 residents in Hickory.
• Density: roughly 434 residents per square mile, spread over 0.9 sq mi of land.
• Land area rank: Hickory's 0.9 square miles rank 250th of 299 places in Mississippi.
• Share of Mississippi: Hickory holds about 0.0% of the state's population, some 406 people.
• National rank: Hickory is 14,034th of 19,457 places nationwide.
• Growth rank: Hickory's 2020-to-2023 change ranks 74th of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Hickory's 0.7%.
• Density in Mississippi: Hickory ranks 150th by people per square mile.
• Density in context: Hickory's 434 people per square mile sit against a Mississippi median of 434.
• Location: 32.3167, -89.0217 (US Census Bureau Gazetteer).
• Nearest larger cities: Newton (7 mi); Decatur (10 mi); Enterprise (16 mi); Lake (17 mi); Stonewall (18 mi). Lenders licensed in the state serve Hickory whether or not they keep a local branch.
• Smaller communities within reach: Chunky (5 mi); Montrose (18 mi); Pachuta (20 mi).
• Within a 50-mile radius: 15 smaller Census places.
• Within 100 miles: 114 places are larger than Hickory.

What Mississippi law requires in Hickory

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Hickory lender must follow.

Hickory's place among Mississippi's 299 places

Set beside Mississippi's 299 places, Hickory ranks 218th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 74th of 299 Mississippi places, putting it near the 75th percentile for growth. At about 434 people per square mile, Hickory is the 150th most densely settled place in Mississippi. By land area, its 0.9 square miles rank 250th of 299 places in Mississippi.

The anatomy of a Hickory personal loan

In Hickory, a small community of about 406, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Hickory's 406 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Hickory loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Hickory

Hickory covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 434 residents per square mile. The largest place in Mississippi, Jackson, lies about 70 miles away. Hickory has 28 larger places within a 50-mile radius. By land area it ranks 250th of 299 Mississippi places.

The Hickory borrowing checklist

For Hickory's roughly 406 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Hickory-specific: the same Mississippi licensing and disclosure rules reach all 406 residents.