Personal loans in Pulaski, WI
Pulaski added about 4.8% to its population between the 2020 base and the 2023 estimate. The Census counts 4,049 people in Pulaski, the 170th-largest figure among Wisconsin's 605 places.
The first question in Pulaski is not the rate on offer but whether the payment fits; about 4,049 people live here under Wisconsin lending law. Compare APR, not the interest rate, because the APR folds in most fees on a Pulaski loan. Which products a lender may offer to Pulaski's 4,049 residents follows from the Wisconsin consumer-lending framework. The nearest larger city is Suamico, WI about 10 miles away.
Pulaski by the numbers
What follows is Pulaski's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 4,049 — Pulaski ranks 170th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 4.8% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 184 residents.
- Size percentile: about 72% of Wisconsin communities are smaller than Pulaski (4,049 residents).
- Population density: 1,374 people per square mile on 2.9 square miles of land.
- Land area rank: Pulaski's 2.9 square miles rank 238th of 605 places in Wisconsin.
- Water area: Pulaski has 0.04 square miles of water, ranking 255th of 605 places in Wisconsin.
- State share: roughly 0.1% of Wisconsin's residents live in Pulaski (4,049 people).
- Nationally: Pulaski is the 5,423rd-largest of 19,457 Census places in the dataset.
- Growth rank: Pulaski ranks 36th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Pulaski's 4.8%.
- Density rank: Pulaski is the 131st most densely settled place in Wisconsin.
- Density in context: Pulaski's 1,374 people per square mile sit against a Wisconsin median of 800.
- Location: latitude 44.6682, longitude -88.2343 (Census Gazetteer).
- Nearest larger cities: Suamico (10 mi); Howard (11 mi); Hobart (13 mi); Ashwaubenon (15 mi); Green Bay (16 mi). Living near a larger metro rarely changes what is available in Pulaski.
- Nearest smaller places: Seymour (12 mi); Bonduel (12 mi); Nichols (13 mi).
- Smaller places within 50 miles: 55 of them.
- At 100 miles: 66 larger Census places fall inside that radius.
Land, water and location for Pulaski
The Census Gazetteer records 2.9 square miles of land and 0.04 square miles of water within Pulaski. The resulting density is about 1,374 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 112 miles. A 50-mile radius around Pulaski takes in 28 places that are larger. Within the same 50 miles lie 55 smaller Census places.
Before you apply in Pulaski
For Pulaski's roughly 4,049 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Pulaski holds 4,049 people.
What shapes a Pulaski personal loan
With roughly 4,049 residents, Pulaski is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Pulaski's rank of 170th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Pulaski loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What Wisconsin law requires in Pulaski
This table holds the Wisconsin rate and licensing rules for consumer loans made to Pulaski's 4,049 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How Pulaski compares across Wisconsin
Against Wisconsin's other places, Pulaski accounts for about 0.1% of the state's population and ranks 170th of 605 by size. Its 2020-to-2023 change ranks 36th of 605 Wisconsin places, putting it near the 94th percentile for growth. By density, at about 1,374 people per square mile, it ranks 131st in Wisconsin. The population moved by about 184 people between 2020 and 2023, a 4.8% shift.
Common questions
What are my options in Pulaski if my credit is poor?
What loan size can I expect in Pulaski?
Do I have to pledge anything to borrow in Pulaski?
Does comparing loans in Pulaski cost me credit score points?
Nearby places
- Seymour, WI — population 3,515
- Hobart, WI — population 10,960
- Howard, WI — population 20,775
- Suamico, WI — population 13,225
- Oconto Falls, WI — population 2,989
- Bonduel, WI — population 1,410
- Gillett, WI — population 1,276
- Ashwaubenon, WI — population 16,986