Personal loans in Hobart, WI
Hobart is a small town in Wisconsin, with an estimated 10,960 residents, and every licensed lender here follows the same state rulebook. The Census counts 10,960 people in Hobart, the 91st-largest figure among Wisconsin's 605 places. The next larger city is Ashwaubenon, WI about 4 miles away. Hobart gained roughly 7.3% in population across the 2020-to-2023 comparison. A lender that serves Hobart operates under Wisconsin lending statutes and a Wisconsin supervisor. For a community of about 10,960, the practical step is to compare APR across at least three lenders before committing.
What the Census records for Hobart
Most of what governs a Hobart loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: 10,960 people, a figure that places Hobart 91st among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 7.3% across the 2020-to-2023 comparison.
- People gained or lost: about 743 more since the 2020 base.
- Size percentile: Hobart sits ahead of around 85% of Wisconsin places, at 10,960 people.
- Land and density: 33.0 square miles of land carry roughly 332 residents per square mile.
- Land area: Hobart covers 33.0 square miles, the 22nd-largest area among Wisconsin's 605 places.
- Water area: Hobart has 0.12 square miles of water, ranking 178th of 605 places in Wisconsin.
- Share of Wisconsin: Hobart holds about 0.3% of the state's population, some 10,960 people.
- National standing: Hobart ranks 2,949th of 19,457 US places.
- Growth in Wisconsin: Hobart stands 18th by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Hobart moved 7.3%.
- Density rank: Hobart is the 500th most densely settled place in Wisconsin.
- Density vs Wisconsin: Hobart's 332 people per square mile compare with a state median of 800.
- Location: 44.4954, -88.1556 (Census Gazetteer coordinates).
- Nearest larger cities: Ashwaubenon (4 mi); De Pere (6 mi); Howard (7 mi); Allouez (7 mi); Green Bay (9 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Seymour (9 mi); Wrightstown (12 mi); Pulaski (13 mi).
- Within a 50-mile radius: 67 smaller Census places.
- Within 100 miles: 49 places are larger than Hobart.
A practical checklist for Hobart borrowers
Before you hand your details to a lender in Hobart, where the population is near 10,960:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
None of these steps is Hobart-specific: the same Wisconsin licensing and disclosure rules reach all 10,960 residents.
How Hobart compares across Wisconsin
Against Wisconsin's other places, Hobart accounts for about 0.3% of the state's population and ranks 91st of 605 by size. For population change between 2020 and 2023, Hobart ranks 18th of 605 in Wisconsin (about the 97th percentile). At about 332 people per square mile, Hobart is the 500th most densely settled place in Wisconsin. Within 50 miles sit 67 smaller Census places, alongside the 19 that are larger.
The anatomy of a Hobart personal loan
Most loans made to Hobart's 10,960 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Hobart can be quoted different APRs on the same amount and term. The term you choose in Hobart decides the split between a comfortable payment and the total interest you pay.
How lenders reach Hobart
Hobart is a lightly settled community of about 10,960 people, with 19 larger places inside a 50-mile radius. A Wisconsin licence lets a lender serve Hobart without a local office, so branch density does not change what its 10,960 residents are offered. The nearest bigger place is Ashwaubenon, WI about 4 miles away.
How Wisconsin law applies in Hobart
Read the table as a lender's compliance picture for Hobart: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Hobart if my credit is poor?
What loan size can I expect in Hobart?
Do I have to pledge anything to borrow in Hobart?
Does comparing loans in Hobart cost me credit score points?
Nearby places
- Ashwaubenon, WI — population 16,986
- De Pere, WI — population 25,348
- Howard, WI — population 20,775
- Allouez, WI — population 13,839
- Wrightstown, WI — population 3,699
- Green Bay, WI — population 105,744
- Seymour, WI — population 3,515
- Suamico, WI — population 13,225