Personal loans in Primghar, IA
A lender serving Primghar holds a Iowa licence and answers to a Iowa regulator; no city office is involved for its 884 residents. Primghar is one of 940 Census places in Iowa; its 884 residents put it at 311th.
Judge Primghar offers on total cost, not on how quickly the money arrives. Primghar lost roughly 2.2% of its population across the 2020-to-2023 comparison. For the 884 people in Primghar, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Sanborn, IA about 7 miles away.
The Primghar data picture
Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.
- Population: 884 people, a figure that places Primghar 311th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.2%.
- Change in people: the 2020-to-2023 comparison is a loss of about 20 residents.
- Size percentile: with 884 residents, Primghar is larger than about 67% of Iowa's Census places.
- Density: the Census land area of 1.4 sq mi holds about 650 people per square mile.
- Land area: Primghar covers 1.4 square miles, the 288th-largest area among Iowa's 940 places.
- Within Iowa: about 0.0% of the state's population lives in Primghar.
- National rank: Primghar is the 10,762nd most populous of the 19,457 Census places covered here.
- Growth rank: Primghar ranks 682nd among Iowa's 940 places for the 2020-to-2023 change.
- Against the state trend: Primghar's 2.2% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Primghar ranks 495th by people per square mile.
- Density in context: Primghar's 650 people per square mile sit against a Iowa median of 672.
- Location: mapped by the US Census Bureau at 43.0863, -95.6206.
- Nearest larger cities: Sanborn (7 mi); Paullina (8 mi); Hartley (10 mi); Sheldon (13 mi); Marcus (21 mi). Living near a larger metro rarely changes what is available in Primghar.
- Smaller places close by: Archer (7 mi); Sutherland (10 mi); Calumet (10 mi).
- Smaller places within 50 miles: 80 of them.
- Larger places within 100 miles: 124.
The geography behind Primghar
The Census Gazetteer records about 1.4 square miles of land within Primghar, with no significant water area listed. That land carries about 650 people per square mile. The state's population centre of gravity, Des Moines, is roughly 147 miles away. Primghar has 39 larger places within a 50-mile radius. By land area it ranks 288th of 940 Iowa places.
What shapes a Primghar personal loan
With roughly 884 residents, Primghar is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Primghar's rank of 311th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Primghar decides the split between a comfortable payment and the total interest you pay.
Primghar's place among Iowa's 940 places
Among Iowa's 940 places, Primghar sits at 311th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Primghar stands 682nd among Iowa's 940 places — roughly the 27th percentile. Its roughly 650 residents per square mile place it 495th among Iowa's places. In land area, Primghar ranks 288th among Iowa's 940 places.
How lenders reach Primghar
Primghar is moderately settled, with about 650 people per square mile and 39 larger places within 50 miles. Whether Primghar has a local branch or not, a Iowa-licensed lender can serve its 884 people online on the same terms. The nearest bigger place is Sanborn, IA about 7 miles away.
Which Iowa laws govern a loan in Primghar
Below are the Iowa rules that apply to a loan made in Primghar, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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Nearby places
- Sanborn, IA — population 1,444
- Paullina, IA — population 968
- Archer, IA — population 114
- Calumet, IA — population 141
- Sutherland, IA — population 625
- Hartley, IA — population 1,570
- Melvin, IA — population 196
- Larrabee, IA — population 123