Personal loans in Prentice, WI

With 563 residents, Prentice outranks about 25% of the communities in Wisconsin. Rate-shopping from Prentice costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Prentice lost roughly 0.5% of its population across the 2020-to-2023 comparison. The closest larger city is Phillips, WI about 12 miles away.

Local context for Prentice

Here is the sourced Census picture for Prentice, plus the Wisconsin lending rules that apply to a loan taken out here.

• Population: a Census-estimated 563, 455th among Wisconsin's 605 places (Vintage 2023).
• Population trend: Lower by roughly 0.5% since the 2020 count.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: with 563 residents, Prentice is larger than about 25% of Wisconsin's Census places.
• Population density: 279 people per square mile on 2.0 square miles of land.
• By land area: Prentice ranks 319th among Wisconsin's 605 places, at 2.0 sq mi.
• Water area rank: Prentice ranks 298th among Wisconsin's 605 places, with 0.03 sq mi.
• State population share: Prentice accounts for about 0.0% of everyone in Wisconsin.
• National rank: Prentice sits 12,682nd by population among the 19,457 places in this dataset.
• Growth in Wisconsin: Prentice stands 339th by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Prentice's 0.5%.
• Density in Wisconsin: Prentice ranks 525th by people per square mile.
• Against the state median: Prentice runs about 279 residents per square mile, where the Wisconsin median is 800.
• Location: mapped by the US Census Bureau at 45.5412, -90.2928.
• Nearest larger cities: Phillips (12 mi); Rib Lake (16 mi); Medford (28 mi); Park Falls (28 mi); Tomahawk (28 mi). Larger metros often have more branches, but online lenders reach Prentice on the same terms.
• Smaller places close by: Catawba (12 mi); Kennan (14 mi); Hawkins (21 mi).
• Smaller neighbours: 19 places smaller than Prentice sit within 50 miles.
• Within 100 miles: 101 places are larger than Prentice.

The geography behind Prentice

The Census Gazetteer records 2.0 square miles of land and 0.03 square miles of water within Prentice. With 563 residents, the land area yields roughly 279 people per square mile. Milwaukee, the largest place in Wisconsin, is about 206 miles from Prentice. Within 50 miles of Prentice there are 19 larger Census places. Within the same 50 miles lie 19 smaller Census places.

How Wisconsin law applies in Prentice

This table holds the Wisconsin rate and licensing rules for consumer loans made to Prentice's 563 residents.

What to do before borrowing in Prentice

Before you apply in Prentice, a community of about 563, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Wisconsin regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Prentice-specific: the same Wisconsin licensing and disclosure rules reach all 563 residents.

How Prentice compares across Wisconsin

Prentice is the 455th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Prentice stands 339th among Wisconsin's 605 places — roughly the 44th percentile. Its roughly 279 residents per square mile place it 525th among Wisconsin's places. The population moved by about 3 people between 2020 and 2023, a 0.5% shift.

What a Prentice borrower is actually offered

With roughly 563 residents, Prentice is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Prentice lender to disclose the APR and finance charge before you sign. Shortening the term on a Prentice loan raises the monthly payment but cuts the interest; lengthening it does the reverse.