Personal loans in Stetsonville, WI
To lend to Stetsonville's 562 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. The Census counts 562 people in Stetsonville, the 456th-largest figure among Wisconsin's 605 places.
Stetsonville is a small community of about 562 residents, and a personal loan taken out here is governed by Wisconsin statute. Population in Stetsonville dropped about 0.2% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Stetsonville. The closest larger city is Medford, WI about 4 miles away.
Stetsonville by the numbers
What follows is Stetsonville's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 562 residents; Stetsonville is the 456th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 0.2% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: roughly 25% of Wisconsin places rank below Stetsonville.
- Population density: 1,409 people per square mile on 0.4 square miles of land.
- Land area rank: Stetsonville's 0.4 square miles rank 589th of 605 places in Wisconsin.
- Share of state population: Stetsonville's 562 residents are about 0.0% of Wisconsin.
- National standing: Stetsonville ranks 12,692nd of 19,457 US places.
- Growth in Wisconsin: Stetsonville stands 288th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Stetsonville's 0.2% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Stetsonville is the 128th most densely settled place in Wisconsin.
- Against the state median: Stetsonville runs about 1,409 residents per square mile, where the Wisconsin median is 800.
- Location: 45.0771, -90.3143 (US Census Bureau Gazetteer).
- Nearest larger cities: Medford (4 mi); Dorchester (5 mi); Abbotsford (9 mi); Colby (11 mi); Athens (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Curtiss (11 mi); Unity (16 mi); Withee (16 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 21 smaller Census places.
- Larger places within 100 miles: 143.
Steps to take before a Stetsonville loan
Complete these steps first when you borrow in Stetsonville (562 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Stetsonville-specific: the same Wisconsin licensing and disclosure rules reach all 562 residents.
The state rulebook for Stetsonville
The rows below set out what a licensed lender must follow in Wisconsin, and so for Stetsonville's roughly 562 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Stetsonville against the rest of Wisconsin
Set beside Wisconsin's 605 places, Stetsonville ranks 456th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Stetsonville stands 288th among Wisconsin's 605 places — roughly the 52th percentile. By density, at about 1,409 people per square mile, it ranks 128th in Wisconsin. By land area, its 0.4 square miles rank 589th of 605 places in Wisconsin.
Borrowing reach in Stetsonville
Stetsonville is a moderately settled community of about 562 people, with 37 larger places inside a 50-mile radius. Distance to a branch rarely matters for Stetsonville's 562 residents: the application is online and the price follows your credit file. The nearest larger city, Medford, WI about 4 miles away.
What a Stetsonville borrower is actually offered
Stetsonville is a small community of about 562 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Stetsonville's 562 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Stetsonville loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Stetsonville if my credit is poor?
What loan size can I expect in Stetsonville?
Do I have to pledge anything to borrow in Stetsonville?
Does comparing loans in Stetsonville cost me credit score points?
Nearby places
- Medford, WI — population 4,406
- Dorchester, WI — population 834
- Abbotsford, WI — population 2,321
- Colby, WI — population 1,926
- Curtiss, WI — population 466
- Unity, WI — population 377
- Athens, WI — population 1,069
- Rib Lake, WI — population 919