Personal loans in Portland, MI

For the 3,797 people in Portland, Michigan runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. By population, Portland sits at 183rd in Michigan, with an estimated 3,797 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Portland's 3,797 residents. Portland added about 0.1% to its population between the 2020 base and the 2023 estimate. A larger market lies at Grand Ledge, MI about 11 miles away.

Where Portland stands

Read the local figures below as context; read the sourced Michigan table as the rulebook a lender here must follow.

• Population: a Census-estimated 3,797, 183rd among Michigan's 533 places (Vintage 2023).
• Population trend: A rise of about 0.1% from 2020 to 2023.
• People gained or lost: about 5 more since the 2020 base.
• Size percentile: roughly 66% of Michigan's places have fewer residents than Portland's 3,797.
• Population density: 1,444 people per square mile on 2.6 square miles of land.
• Land area rank: Portland's 2.6 square miles rank 189th of 533 places in Michigan.
• Water: Portland holds about 0.14 square miles, the 137th-largest water area in Michigan.
• Within Michigan: about 0.1% of the state's population lives in Portland.
• Nationally: Portland is the 5,588th-largest of 19,457 Census places in the dataset.
• Growth rank: Portland's 2020-to-2023 change ranks 194th of 533 places in Michigan.
• Versus Michigan: the state average change is -0.3%, while Portland moved 0.1%.
• Density in Michigan: Portland ranks 190th by people per square mile.
• Against the state median: Portland runs about 1,444 residents per square mile, where the Michigan median is 1,078.
• Location: it lies at 42.8698, -84.8989 in the Census Gazetteer.
• Nearest larger cities: Grand Ledge (11 mi); Ionia (12 mi); DeWitt (16 mi); St. Johns (20 mi); Lansing (20 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Westphalia (7 mi); Eagle (7 mi); Mulliken (7 mi).
• Smaller neighbours: 69 places smaller than Portland sit within 50 miles.
• Larger places within 100 miles: 146.

Where Portland sits

Portland's land area is about 2.6 square miles; a further 0.14 square miles is water. The resulting density is about 1,444 people per square mile. For the state's biggest city, Detroit, the distance is roughly 97 miles. A 50-mile radius around Portland takes in 32 places that are larger. The 100-mile radius contains 146 larger places.

Portland in state context

Set beside Michigan's 533 places, Portland ranks 183rd by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Portland ranks 194th of 533 in Michigan (about the 64th percentile). By density, at about 1,444 people per square mile, it ranks 190th in Michigan. In land area, Portland ranks 189th among Michigan's 533 places.

How Michigan law applies in Portland

Below are the Michigan rules that apply to a loan made in Portland, each with the regulator that issued it.

What is available to Portland borrowers

With about 1,444 residents per square mile, Portland is moderately settled, and 32 larger Census places sit within 50 miles. Distance to a branch rarely matters for Portland's 3,797 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Grand Ledge, MI about 11 miles away.

How personal loans work in Portland

A Portland personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,797 residents. Because pricing is borrower-level, two people in Portland can be quoted different APRs on the same amount and term. The term you choose in Portland decides the split between a comfortable payment and the total interest you pay.